Alleghany County property record for 46 Heritage Ln, Sparta, NC 28675
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1990 |
| Lot Size | 29.5 acres (1,285,891 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,596 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3072908002 |
| Primary APN | 3072908002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,285,891 sqft (29.5 acres) |
| Garage Type | Mixed |
| Garage Area | 2,624 sqft |
| Parking Spaces | 10 Parking Spaces |
| Deck Area | 208 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|
| Account Number | 5473 |
|---|---|
| Street Address | 46 HERITAGE LN |
| City | SPARTA |
| State | NC |
| Zip | 28675-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950200 |
46 Heritage Ln, a rural home, is owned and occupied by an individual.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 HERITAGE LN, SPARTA, NC 28675-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 46 HERITAGE LN, SPARTA, NC 28675-9167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 384/0865 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 384/0865 |
| Instrument | 00549 |
| Name | BB&T COLLATERAL SERVICE CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 46 Heritage Ln was $1,596, up 0.6% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,596.00 (+0.63%) | $237,400 Land $50,900 Building $186,500 | $355,000 Land $168,500 Building $186,500 |
| 2025 | $1,586.00 | ||
| 2023 | $249,700 Land $62,400 Building $187,300 | $419,600 Land $232,300 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Heritage Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Heritage Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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