46 Hempstead Rd, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 46 Hempstead Rd, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 1960
Lot Size	0.284 acres (12,375 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2026)
Tax Bill	$9,114 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02557-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`03-02557-0000-00020`
Alternative APNs	`0301172000000194` `030255700020`

Interior

Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Frame
Construction Type	Frame
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	182 ft deep x 68 ft wide

Location & Zoning

Old Parcel Number	0301172000000194
Street Address	46 HEMPSTEAD RD
City	TRENTON
State	NJ
Zip	08610-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	08753-X124
Legal Subdivision	COPPERFIELD SEC 10
Legal Block	2557
Legal Lot Number	20
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3006
Census Tract	3004

Owner

46 Hempstead Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Mercer County and Hamilton Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 HEMPSTEAD RD, TRENTON, NJ 08610-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · Conventional Mortgage CITIZENS BANK
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Oct 5, 1998 · Amount on File
Deed Document Number	202637761
Deed Book / Page	6639 / 1575
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 25, 2026
Property Address	46 HEMPSTEAD RD, TRENTON, NJ 08610-2037
Document Number	0000037761
Book / Page	6639 / 1575
Instrument Date	Sep 16, 2026
Instrument	202637761
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	RED STONE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HEMPSTEAD RD, TRENTON, NJ 08610-2037

Mortgage

Document Number	0000037762,
Date	Sep 25, 2026
Book Page	12080/1511
Instrument	202637762

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Apr 8, 2026
Property Address	46 HEMPSTEAD RD, TRENTON, NJ 08610-2037
Document Number	0000014998
Book / Page	12040 / 493
Instrument Date	Mar 23, 2026
Instrument	202614998
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HEMPSTEAD RD, TRENTON, NJ 08610-2037

Mortgage

Document Number	0000014998,
Date	Apr 8, 2026
Book Page	12040/493
Instrument	202614998

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 26, 2051

Interest

Rate	6.01%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	46 HEMPSTEAD RD, HAMILTON, NJ 08610-2037
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014692
Date	Mar 10, 2021
Book Page	11587/1092
Instrument	2021014692

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 46 Hempstead Rd was $9,114, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,800 (-) Land $73,100 Building $172,700	$245,800 (-) Land $73,100 Building $172,700
2025	$9,114.00 (+5.22%)	$245,800 Land $73,100 Building $172,700	$245,800 Land $73,100 Building $172,700
2024	$8,662.00
2023		$245,800 Land $73,100 Building $172,700	$245,800 Land $73,100 Building $172,700
2022	$7,990.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Hempstead Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Hempstead Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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