46 Heath Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 46 Heath Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,766 sqft · built 1988
Lot Size	2.78 acres (121,097 sqft)
Owner	2 Individual Names on File
Last Sale	$383,000 (Jul 2018)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Dec 2021 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N0489R`

Property Details

APN / Parcel Number

Primary APN	`N0489R`
Alternative APNs	`SACO M:116 L:022 U:000-000` `M:116 L:022 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,766 sqft Living Area
Gross Area	4,748 sqft
1st Floor Area	1,052 sqft
Attic	Attic
Attic Area	960 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,097 sqft (2.78 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	N0489R
Street Address	46 HEATH RD
City	SACO
State	ME
Zip	04072-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	22
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1040
Census Tract	5100

Owner

Source: York County and Saco City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 HEATH RD, SACO, ME 04072-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Jul 16, 2018	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	201826863
Deed Book / Page	17754 / 701
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	46 HEATH RD, SACO, ME 04072-9334
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188900145
Date	Dec 6, 2021
Book Page	18890/145
Instrument	2021070219

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jul 16, 2018
Property Address	46 HEATH RD, SACO, ME 04072-9334
Document Number	0177540701
Book / Page	017754 / 000701
Instrument Date	Jul 16, 2018
Instrument	26863
Transaction Type	Transfer
Record Updated	Sep 18, 2018
Title Company	ANCHOR TITLE/FL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HEATH RD SACO ME 040729334, SACO, ME 04072-9334

Mortgage

Document Number	177540704
Date	Jul 16, 2018
Book Page	017754/000704
Instrument	26864

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,079.00 (+1.91%)	$498,500 (+0.83%) Land $152,400 Building $346,100
2024	$6,946.00 (+4.66%)	$494,400 (+36.54%) Land $152,400 Building $342,000
2022	$6,637.00	$362,100 Land $116,000 Building $246,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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