Atlantic County and Brigantine City property record for 46 Heald Rd, Brigantine, NJ 08203
| Property Type | Single Family Home |
|---|---|
| Details | 4,090 sqft · built 2007 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Nov 2024) |
| Tax Bill | $12,150 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-06401-0000-00019 |
| Primary APN | 03-06401-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,090 sqft Living Area |
| 1st Floor Area | 4,090 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 0300868000000290 |
|---|---|
| Street Address | 46 HEALD RD |
| City | BRIGANTINE |
| State | NJ |
| Zip | 08203-3030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | BRIGANTINE BEACH 03 |
| Legal Block | 6401 |
| Legal Lot Number | 19 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | BRIGANTINE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10101 |
Source: Atlantic County and Brigantine City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 FRANKLIN DR, WEST CHESTER, PA 19382-7740 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 22, 2024 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2024 · Amount on File |
| Deed Sale | Nov 22, 2024 · Amount on File |
| Prior Sale | Jun 20, 2007 · Amount on File |
| Deed Document Number | 202445924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 46 HEALD RD, BRIGANTINE, NJ 08203-3030 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | COMMONWEALTH AGENCY, INC, COMMONWEALTH AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 604 FRANKLIN DR, WEST CHESTER, PA 19382-7740 |
| Document Number | 0000047541 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2025047541 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Nov 22, 2024 |
| Property Address | 46 HEALD RD, BRIGANTINE, NJ 08203-3030 |
| Document Number | 0000045924 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 2024045924 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | COMMONWEALTH AGENCY, INC, COMMONWEALTH AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 836 DERIUS DR, MICKLETON, NJ 08056-1262 |
| Name | Verified Name |
|---|---|
| Address | 604 FRANKLIN DR, WEST CHESTER, PA 19382-7740 |
| Document Number | 0000045925 |
|---|---|
| Date | Nov 22, 2024 |
| Instrument | 2024045925 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 46 HEALD RD, BRIGANTINE, NJ 08203-3030 |
| Document Number | 0000028360 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | COMMONWEALTH AGENCY, INC |
| Name | Verified Name |
|---|---|
| Address | 46 HEALD RD BRIGANTINE NJ 082033030, BRIGANTINE, NJ 08203-3030 |
| Document Number | 0000028360 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 28360 |
| Name | ALLIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALA CYNWYD, PA 19004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2035 |
Source: Atlantic County and Brigantine City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| Municipality | Brigantine City |
| Unified School District | Brigantine City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,100 (-) Land $160,000 Building $462,100 | $622,100 (-) Land $160,000 Building $462,100 | |
| 2025 | $12,150.00 (+3.89%) | $622,100 (+1.93%) Land $160,000 Building $462,100 | $622,100 (+1.93%) Land $160,000 Building $462,100 |
| 2024 | $11,695.00 (+10.33%) | ||
| 2023 | $610,300 Land $160,000 Building $450,300 | $610,300 Land $160,000 Building $450,300 | |
| 2022 | $10,600.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 313 units insured incl. 2 condo units |
| Nearby Flood Claims | 1,337 (1978–2017) |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIGANTINE WATER DEPARTMENT serves 14,450 people · EPA ID NJ0103001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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