Union County and Summit City property record for 46 Hartley Rd, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,820 sqft · built 2017 |
| Lot Size | 0.246 acres (10,724 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Mar 2017) |
| Tax Bill | $28,458 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00304-0000-00002 |
| Primary APN | 18-00304-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 2,820 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,724 sqft (0.246 acres) |
| Lot Dimensions | 143 ft deep x 75 ft wide |
| Old Parcel Number | 1800123F00029 |
|---|---|
| Street Address | 46 HARTLEY RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SOUTHGATE SEC 04 |
| Legal Block | 304 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 37700 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 HARTLEY RD, SUMMIT, NJ 07901-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 23, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Mar 29, 2017 | Deed of Trust, Mortgage FREEDOM MTG |
| Mar 31, 2017 | Grant Deed, Subdivision Related Transfer FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Aug 25, 2016 · Amount on Record |
| Deed Document Number | 2017284883 |
| Prior Transfer Date | Nov 13, 2007 |
| Prior Transfer Doc | 0056830308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 46 HARTLEY RD, SUMMIT, NJ 07901-1633 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0150232799 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 15023/2799 |
| Instrument | 17772 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 46 HARTLEY RD, SUMMIT, NJ 07901-1633 |
| Document Number | 0145602212 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 HARTLEY RD SUMMIT NJ 079011633, SUMMIT, NJ 07901-1633 |
| Document Number | 0145602212 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 014560/002212 |
| Instrument | 673149 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 46 HARTLEY RD, SUMMIT, NJ 07901-1633 |
| Document Number | 0142902095 |
| Book / Page | 014290 / 002095 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 HARTLEY RD SUMMIT NJ 079011633, SUMMIT, NJ 07901-1633 |
| Document Number | 0142902095 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 014290/002095 |
| Instrument | 642222 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 31, 2017 |
| Property Address | 46 HARTLEY RD, SUMMIT, NJ 07901-1633 |
| Document Number | 0061802013 |
| Book / Page | 006180 / 002013 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 284883 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 HARTLEY RD SUMMIT NJ 079011633, SUMMIT, NJ 07901-1633 |
| Document Number | 142522202 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 014252/002202 |
| Instrument | 638626 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Number | 14522202, |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 001452/002202 |
| Instrument | 638626 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $636,500 (-) Land $143,200 Building $493,300 | $636,500 (-) Land $143,200 Building $493,300 | |
| 2025 | $28,458.00 (+2.64%) | $636,500 (+3.68%) Land $143,200 Building $493,300 | $636,500 (+3.68%) Land $143,200 Building $493,300 |
| 2024 | $27,725.00 (+5.45%) | ||
| 2023 | $613,900 Land $143,200 Building $470,700 | $613,900 Land $143,200 Building $470,700 | |
| 2022 | $26,293.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1978–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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