Albany County and Bethlehem Town property record for 46 Harrison Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,746 sqft · built 1966 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Mar 2025) |
| Tax Bill | $6,271 (2026) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.13-4-46 |
| Primary APN | 012200 86.13-4-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,746 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 534 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 195 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 418 sqft |
| Patio Area | 480 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601300040460000000 |
|---|---|
| Street Address | 46 HARRISON AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LOT 33 DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 4 |
| Legal Lot Number | 46.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14201 |
46 Harrison Ave is owned and occupied by two individuals who bought it in March 2025.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 HARRISON AVE, DELMAR, NY 12054-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 29, 2019 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on File |
| Deed Sale | Mar 20, 2025 · Amount on File |
| Prior Sale | Dec 1, 1995 · Amount on File |
| Deed Document Number | 20255047 |
| Prior Transfer Date | Apr 30, 2009 |
| Prior Transfer Doc | 0029511158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 20, 2025 |
| Property Address | 46 HARRISON AVE, DELMAR, NY 12054-3402 |
| Document Number | 0000000047 |
| Instrument Date | Mar 13, 2025 |
| Instrument | R2025-5047 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 HARRISON AVE, DELMAR, NY 12054-3402 |
| Name | Verified Name |
|---|---|
| Address | 46 HARRISON AVE, DELMAR, NY 12054-3402 |
| Document Number | 0000000048 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | R2025-5048 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 46 HARRISON AVE, DELMAR, NY 12054-3402 |
| Document Number | 0000016268 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 HARRISON AVE DELMAR NY 120543402, DELMAR, NY 12054-3402 |
| Document Number | 0000016268 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 16268 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 46 Harrison Ave was $6,271 with a homeowner's exemption, up 1.8% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,271.00 (+1.75%) Homeowner's exemption | ||
| 2025 | $6,163.00 Homeowner's exemption | $202,300 (-) Land $58,800 Building $143,500 | $316,094 (+10.94%) Land $91,875 Building $224,219 |
| 2024 | $202,300 (-) Land $58,800 Building $143,500 | $284,930 (+5.63%) Land $82,817 Building $202,113 | |
| 2023 | $202,300 Land $58,800 Building $143,500 | $269,733 Land $78,400 Building $191,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Harrison Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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