46 Harbor Pointe Ct, Crystal City, MO 63019 Property Records

Jefferson County property record for 46 Harbor Pointe Ct, Crystal City, MO 63019

Property Summary

Property TypeSingle Family Home
Details2 ba · 736 sqft · built 2001
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$136,500 (Nov 2004)
Tax Bill$1,802 (2025)
Deeds & MortgagesFeb 2024 Transfer
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN10-9.0-31.0-4-001-003.68

Property Details

APN / Parcel Number

Primary APN10-9.0-31.0-4-001-003.68

Interior

Full Baths2 Baths
Stories2 Stories
Building Area736 sqft Living Area
Gross Area1,096 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area360 sqft
PorchOpen Frame Porch
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address46 HARBOR POINTE CT
CityCRYSTAL CITY
StateMO
Zip63019-1048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionRIVERVIEW BEND ESTS 3 PHS 1 LOT 68
Legal Range5E
Legal Township41N
Legal Section31
Legal SubdivisionRIVERVIEW BEND ESTS 3 PHS 1
Legal Block2
Legal Lot Number68
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2036
Census Tract700700

Owner

46 Harbor Pointe Ct is owned and occupied by an individual who acquired it in February 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address46 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1048
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Intrafamily Transfer, Transfer
Apr 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2004 · Amount on File
Deed SaleNov 1, 2004 · Amount on File
Prior SaleSep 25, 2001 · Amount on File
Deed Document Number200462668
Last Transfer DateFeb 12, 2024
Transfer Doc0000004491
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateFeb 28, 2024
Property Address46 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1048
Document Number0000004491
Map ReferenceMB 164 PG 5
Instrument DateFeb 12, 2024
Instrument2024R-004491
Transaction TypeTransfer
Record UpdatedMar 13, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1048

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address46 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1048
Transaction TypeMortgage
Record UpdatedMay 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 HARBOR POINTE CT, CRYSTAL CITY, MO 63019-1048

Mortgage

Document Number0000009437
DateApr 21, 2023
Instrument2023R-009437
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33409
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 46 Harbor Pointe Ct was $1,802.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityCrystal City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,000 (-) Land $5,200 Building $26,800$168,500 Land $27,600 Building $140,900
2025$1,802.00$32,000 Land $5,200 Building $26,800
2024$168,500 (+7.87%) Land $27,600 Building $140,900
2023$1,709.00$29,600 Land $5,200 Building $24,400$156,200 Land $27,600 Building $128,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Harbor Pointe Ct in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims41 (1979–2019)
Claims Outside the SFHA2 of 41
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2019 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Harbor Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERCULANEUM PWS
serves 5,000 people · EPA ID MO6010359
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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