46 Harbor Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 46 Harbor Ave, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,802 sqft · built 1962
Lot Size	0.293 acres (12,759 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Sep 2024)
Tax Bill	$16,125 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0908 B:0018 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0908 B:0018 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	4,092 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,759 sqft (0.293 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 HARBOR AVE
City	MARBLEHEAD
State	MA
Zip	01945-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GIFFORD K SIMONDS
Legal Block	18
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4032
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0908 B:0018 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 HARBOR AVE, MARBLEHEAD, MA 01945-3606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Deed of Trust, Mortgage · ARM LEADER BANK NA
May 15, 2018	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Jun 03, 2013 · Amount on Record
Deed Book / Page	42330 / 372
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 HARBOR AVE, MARBLEHEAD, MA 01945-3606
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36714-130
Date	May 15, 2018
Book Page	36714/130
Instrument	180515000130

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 HARBOR AVE, MARBLEHEAD, MA 01945-3606
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36714-145
Date	May 15, 2018
Book Page	36714/145
Instrument	180515000140

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 HARBOR AVE, MARBLEHEAD, MA 01945-3606
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36270-240
Date	Oct 23, 2017
Book Page	36270/240
Instrument	171023000200

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,125.00 (-6.58%)	$1,781,800 (-7.51%) Land $1,208,400 Building $573,400	$2,225,945
2024	$17,261.00 (+22.52%)	$1,926,400 (+36.74%) Land $1,535,300 Building $391,100
2023	$14,088.00	$1,408,800 Land $1,094,600 Building $314,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092032004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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