46 Handel Ln, Cincinnati, OH 45218 Property Records

Hamilton County property record for 46 Handel Ln, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,020 sqft · built 1962
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2022)
Tax Bill	$7,056 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`597-0031-0059-00`

Property Details

APN / Parcel Number

Primary APN	`597-0031-0059-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	913 sqft
2nd Floor Area	1,107 sqft
Basement Area	661 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	122 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	158 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	46 HANDEL LN
City	CINCINNATI
State	OH
Zip	45218-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANDEL LANE 66.62 X 122.28 IRR LOT 59 BEECHWOOD EST SUB BLK D
Legal Subdivision	BEECHWOOD ESTATE SUB
Legal Block	D
Legal Lot Number	59
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	4
Census Block	4012
Census Tract	22000

Owner

46 Handel Ln is owned and occupied by an individual who bought it in July 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	46 HANDEL LN, CINCINNATI, OH 45218-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Sep 19, 2019	Grant Deed, Transfer AMERICAN HOMELAND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	0000067022
Deed Book / Page	14704 / 1526
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	46 HANDEL LN, CINCINNATI, OH 45218-1212
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008876
Date	Aug 29, 2017
Instrument	17-0078876

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 8, 2022
Property Address	46 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000067022
Book / Page	14704 / 1526
Map Reference	MB 91 PG 14&15
Instrument Date	Jun 17, 2022
Instrument	2022-0067022
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	46 HANDEL LN, CINCINNATI, OH 45218-1212

Mortgage

Document Number	0000067023
Date	Jul 8, 2022
Instrument	2022-0067023

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2019
Property Address	46 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000088280
Book / Page	014020 / 001809
Instrument Date	Oct 4, 2019
Instrument	88280
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9856 SHELLBARK LN CINCINNATI OH 452312329, CINCINNATI, OH 45231-2329

Mortgage

Document Number	88281
Date	Oct 10, 2019
Book Page	014020/001811
Instrument	88281

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 19, 2019
Property Address	46 HANDEL LN, CINCINNATI, OH 45218-1212
Document Number	0000080514
Book / Page	014005 / 001067
Instrument Date	Sep 3, 2019
Instrument	80514
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$734.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5715 AUTUMN WOODS TRL FORT WAYNE IN 468354608, FORT WAYNE, IN 46835-4608

Tax Assessment & Valuation

The 2025 property tax bill for 46 Handel Ln was $7,056, up 8.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,056.00 (+8.49%)	$98,000 (-) Land $10,752 Building $87,248
2024	$6,504.00 (+7.01%)	$98,000 (-) Land $10,752 Building $87,248
2023	$6,078.00 (+13.88%)	$98,000 (+52.59%) Land $10,752 Building $87,248	$280,000 Land $30,720 Building $249,280
2022	$5,337.00 Homeowner's exemption	$64,225 Land $10,444 Building $53,781
2020			$183,500 Land $29,840 Building $153,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Handel Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1979–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Handel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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