46 Hammond Dr, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 46 Hammond Dr, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,372 sqft · built 2006
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Jul 2019)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:026 L:001-08`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:026 L:001-08`
Alternative APNs	`M:026 L:001=08` `4354`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
1st Floor Area	952 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	4354
Street Address	46 HAMMOND DR
City	OAKLAND
State	ME
Zip	04963-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Subdivision	PLAN SURV CROMMETT FIELD
Legal Lot Number	1-8
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

46 Hammond Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 HAMMOND DR, OAKLAND, ME 04963-5158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jul 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Oct 5, 2005
Deed Document Number	201916447
Deed Book / Page	13286 / 285
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	46 HAMMOND DR, OAKLAND, ME 04963-5158
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017462
Date	Jun 28, 2021
Book Page	14064/197
Instrument	2021017462

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jul 31, 2019
Property Address	46 HAMMOND DR, OAKLAND, ME 04963-5158
Document Number	2019016447
Book / Page	13286 / 285
Instrument Date	Jul 31, 2019
Instrument	2019016447
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 MAPLE AVE, FARMINGTON, ME 04938-6754

Mortgage

Document Number	2019016448
Date	Jul 31, 2019
Instrument	2019016448

Lender

Name	KENNEBEC FEDERAL SAVINGS & LOAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Hammond Dr was $4,970, up 6.8% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,970.00 (+6.84%)	$318,200 (-) Land $36,300 Building $281,900
2024	$4,652.00 (+14.81%)	$318,200 (+13.08%) Land $36,300 Building $281,900
2023	$4,052.00 (-0.73%)	$281,400 (+18.58%) Land $36,300 Building $245,100
2022	$4,082.00	$237,300 Land $33,000 Building $204,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Hammond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Hammond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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