Hampden County and Springfield City property record for 46 Hadley St, Springfield, MA 01118
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,228 sqft · built 1958 |
| Lot Size | 0.278 acres (12,114 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2026) |
| Tax Bill | $4,536 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:06160 P:0010 |
| Primary APN | SPRI S:06160 P:0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,114 sqft (0.278 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 61600010 |
|---|---|
| Street Address | 46 HADLEY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01118-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 802500 |
Source: Hampden County and Springfield City records · APN SPRI S:06160 P:0010
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 FERRY ST, 113, EASTHAMPTON, MA 01027-1378 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FLORENCE BANK |
| Jul 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE PROS INC |
| Nov 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGEPROS LLC |
| Apr 10, 2026 | Quit Claim Deed, Transfer · ARM POLISH NATIONAL CREDIT UNION |
| Oct 23, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional with PMI PHH HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2017 · Amount on Record |
| Deed Document Number | 202615467 |
| Deed Book / Page | 26286 / 9 |
| Prior Transfer Date | Oct 23, 2025 |
| Prior Transfer Doc | 026080-506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023710-178 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 23710/178 |
| Instrument | 10551 |
| Name | FLORENCE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025953-437 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 25953/437 |
| Instrument | 33506 |
| Name | MORTGAGE PROS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025654-207 |
|---|---|
| Date | Nov 15, 2024 |
| Book Page | 25654/207 |
| Instrument | 53695 |
| Name | MORTGAGEPROS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Document Number | 00026286-9 |
| Book / Page | 26286 / 9 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 2026.15467 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Date | Apr 10, 2026 |
|---|
| Name | POLISH NATIONAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 01, 2038 |
| Index | LIBOR |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 23, 2025 |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Document Number | 026080-506 |
| Book / Page | 26080 / 506 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 50668 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 24, 2017 |
| Property Address | 46 HADLEY ST, SPRINGFIELD, MA 01118-2334 |
| Document Number | 21578-403 |
| Book / Page | 021578 / 000403 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 9844 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 MCKINLEY TER WESTFIELD MA 010853824, WESTFIELD, MA 01085-3824 |
| Document Number | 21578-406 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 021578/000406 |
| Instrument | 9845 |
| Name | PHH HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,536.00 (+0.69%) | $289,300 (+9.5%) Land $49,200 Building $240,100 | $298,775 (+1.62%) |
| 2024 | $294,025 | ||
| 2023 | $4,505.00 | $264,200 Land $46,800 Building $217,400 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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