46 Gregory Dr, Ronkonkoma, NY 11779 Property Records

Suffolk County and Brookhaven Town property record for 46 Gregory Dr, Ronkonkoma, NY 11779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2019)
Tax Bill	$8,849 (2024)
Deeds & Mortgages	Sep 2020 Refinance Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0200-725.00-04.00-019.000`

Property Details

APN / Parcel Number

Primary APN	`0200-725.00-04.00-019.000`
Alternative APNs	`472289 725.00-04-019.000` `228972500000040190000000` `00006325760` `0006325760` `6325760`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6325760
Street Address	46 GREGORY DR
City	RONKONKOMA
State	NY
Zip	11779-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE RONK SHORES 2269 SEC 1 115
Legal Subdivision	LAKE RONKONKOMA SHORES
Legal Block	5000
Legal Lot Number	400
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2010
Census Tract	158609

Owner

46 Gregory Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 GREGORY DR, RONKONKOMA, NY 11779-4324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Aug 26, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI CARDINAL FIN'L
Jul 31, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	Mar 26, 2007 · Amount on File
Deed Book / Page	13022 / 105
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	46 GREGORY DR, RONKONKOMA, NY 11779-4324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231770451
Date	Sep 25, 2020
Book Page	23177/451
Instrument	DL027643

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	46 GREGORY DR, RONKONKOMA, NY 11779-4324
Document Number	0231770452
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GREGORY DR LAKE RONKONKOMA NY 117794324, LAKE RONKONKOMA, NY 11779-4324

Mortgage

Document Number	0231770452
Date	Sep 25, 2020
Book Page	023177/000452

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 31, 2019
Property Address	46 GREGORY DR, RONKONKOMA, NY 11779-4324
Document Number	0130220105
Book / Page	13022 / 105
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Sachem Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,430 Land $140 Building $2,290	$506,250 Land $26,415 Building $432,075
2024	$8,849.00
2023		$2,430 Land $140 Building $2,290	$4,500 Land $259 Building $4,241

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Gregory Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Gregory Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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