46 Graystone Ln, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 46 Graystone Ln, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,192 sqft · built 2023
Lot Size	0.466 acres (20,303 sqft)
Owner	2 Individual Names on File
Last Sale	$2,325,000 (Jan 2023)
Tax Bill	$25,234 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-0000009B`

Property Details

APN / Parcel Number

Primary APN	`66-0000009B`
Alternative APN	`NATI M:00000066 P:0000009B`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,192 sqft Living Area
Basement Area	195 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Lot Area	20,303 sqft (0.466 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	66-0000009B
Street Address	46 GRAYSTONE LN
City	NATICK
State	MA
Zip	01760-5583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3004
Census Tract	382400

Owner

46 Graystone Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Middlesex County and Natick Town records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 GRAYSTONE LN, NATICK, MA 01760-5583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Deed Document Number	202310452
Deed Book / Page	81206 / 424
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Recording Date	May 19, 2026
Property Address	46 GRAYSTONE LN, NATICK, MA 01760-5583
Document Number	085617-140
Book / Page	85617 / 140
Instrument Date	May 7, 2026
Instrument	202657673
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GRAYSTONE LN, NATICK, MA 01760-5583

Mortgage

Document Number	0000057673,
Date	May 19, 2026
Book Page	85617/140
Instrument	202657673

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jan 30, 2023
Property Address	46 GRAYSTONE LN, NATICK, MA 01760-5583
Document Number	081206-424
Book / Page	81206 / 424
Instrument Date	Jan 30, 2023
Instrument	10452
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 GRAYSTONE LN, NATICK, MA 01760-5583

Mortgage

Document Number	0000010453
Date	Jan 30, 2023
Instrument	10453

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	081206-444
Date	Jan 30, 2023
Book Page	81206/444
Instrument	10454

Lender

Name	MASSACHUSETTS INSTITUTE OF TECHNOLOGY

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Graystone Ln was $25,234, up 4.4% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,234.00 (+4.38%)	$2,109,900 (+7%) Land $499,500 Building $1,610,400	$2,278,860
2024	$24,174.00 (+335.18%)	$1,971,800 (+348.65%) Land $473,200 Building $1,498,600
2023	$5,555.00	$439,500 Land $439,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Graystone Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2013–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Graystone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Graystone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures