46 Gray Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 46 Gray Rd, Templeton, MA 01468 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,584 sqft · built 2020
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$547,500 (Sep 2025)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
APN	`TEMP M:02-14 B:00017 L:00006`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:02-14 B:00017 L:00006`
Alternative APNs	`M:02=14 B:00017 L:00006` `1364`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	2,956 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1364
Street Address	46 GRAY RD
City	TEMPLETON
State	MA
Zip	01468-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Legal Lot Number	6
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	1
Census Block	1005
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records · APN TEMP M:02-14 B:00017 L:00006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 GRAY RD, TEMPLETON, MA 01468-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 13, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 27, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2025 · Amount on Record
Deed Sale	Sep 04, 2025 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	202575524
Deed Book / Page	72493 / 145
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEMPLETON MA
Recording Date	Sep 04, 2025
Property Address	46 GRAY RD, TEMPLETON, MA 01468-1113
Document Number	072493-145
Book / Page	72493 / 145
Instrument Date	Sep 04, 2025
Instrument	75524
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075525
Date	Sep 04, 2025
Instrument	75525

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Sep 13, 2022
Property Address	46 GRAY RD, TEMPLETON, MA 01468-1113
Document Number	068205-166
Book / Page	68205 / 166
Instrument Date	Sep 13, 2022
Instrument	100477
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GRAY RD, TEMPLETON, MA 01468-1113

Mortgage

Document Number	0000100478
Date	Sep 13, 2022
Instrument	100478

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Jul 27, 2020
Property Address	46 GRAY RD, TEMPLETON, MA 01468-1113
Document Number	62885-202
Book / Page	62885 / 202
Instrument Date	Jul 27, 2020
Instrument	81472
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 GRAY RD, TEMPLETON, MA 01468-1113

Mortgage

Document Number	62885-205
Date	Jul 27, 2020
Book Page	62885/205
Instrument	81473

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Worcester County and Templeton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,230.00 (-6.47%)	$431,500 (-2.77%) Land $62,300 Building $369,200	$515,660 (+2.88%)
2024	$5,592.00 (+7.95%)	$443,800 (+10.7%) Land $55,300 Building $388,500	$501,220
2023	$5,180.00	$400,900 Land $55,300 Building $345,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277051011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Special Flood Hazard Area	No
Flood Hazard	Not mapped
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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