46 Granite St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 46 Granite St, Worcester, MA 01604

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,548 sqft · built 1940
Lot Size0.163 acres (7,084 sqft)
OwnerCompany Name on Record
Last Sale$35,000 (Dec 2010)
Tax Bill$6,733 (2026)
Deeds & MortgagesDec 2023 Transfer
May 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-022-0020A

Property Details

APN / Parcel Number

Primary APN35-022-0020A
Alternative APN
  • WORC M:35 B:022 L:0020A

Interior

Stories1 Story
Building Area1,548 sqft Total Area
Gross Area3,158 sqft
Basement Area1,548 sqft
Unfinished Basement1,548 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialRolled Roofing
Lot Area7,084 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number35-022-0020A
Street Address46 GRANITE ST
CityWORCESTER
StateMA
Zip01604
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRG-5
Legal Block22
Legal Lot Number20A
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1005
Census Tract732700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address53 BLUE BELL RD, WORCESTER, MA 01606-1534
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Quit Claim Deed, Transfer
Quitclaim
May 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CORNERSTONE BANK
Sep 10, 2019Grant Deed, Mortgage
CLINTON SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2010 · Amount on Record
Deed SaleDec 10, 2010 · Amount on Record
Deed Document Number2010139224
Deed Book / Page46785 / 297
Last Transfer DateDec 14, 2023
Transfer Doc070028-104
Record UpdatedOct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 22, 2023
Property Address46 GRANITE ST, WORCESTER, MA 01604
Document Number070028-104
Book / Page70028 / 104
Instrument DateDec 14, 2023
Instrument107277
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 BLUE BELL RD, WORCESTER, MA 01606-1534

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address46 GRANITE ST, WORCESTER, MA 01604
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number65233-306
DateMay 24, 2021
Book Page65233/306
Instrument71699
Lender
NameCORNERSTONE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

September 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionWORCESTER MA
Recording DateSep 10, 2019
Property Address46 GRANITE ST, WORCESTER, MA 01604
Book / Page061028 / 000125
Instrument DateSep 10, 2019
Instrument92799
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address53 BLUE BELL RD WORCESTER MA 016061534, WORCESTER, MA 01606-1534

Mortgage

Document Number61028-125
DateSep 10, 2019
Book Page061028/000125
Instrument92799
Lender
NameCLINTON SVGS BK
TypeFederal Savings Bank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,733.00 (+11.33%)$231,700 (+9.6%) Land $113,100 Building $118,600
2025$6,048.00 (+4.29%)$211,400 (+13.96%) Land $105,200 Building $106,200
2023$5,799.00$185,500 Land $91,500 Building $94,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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