46 Grand St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 46 Grand St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,668 sqft · built 2020
Lot Size	0.115 acres (5,027 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2021)
Tax Bill	$6,325 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05900 P:0004`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05900 P:0004`
Alternative APN	`59000004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	834 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,027 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	59000004
Street Address	46 GRAND ST
City	SPRINGFIELD
State	MA
Zip	01108-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3002
Census Tract	802300

Owner

46 Grand St is owned and occupied by an individual who bought it in January 2021.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 GRAND ST, SPRINGFIELD, MA 01108-1307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Apr 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Apr 27, 2018 · Amount on File
Deed Document Number	20212759
Deed Book / Page	23648 / 574
Prior Transfer Date	Jan 4, 2021
Prior Transfer Doc	23648-574
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 13, 2021
Property Address	46 GRAND ST, SPRINGFIELD, MA 01108-1307
Document Number	023648-574
Book / Page	23648 / 574
Instrument Date	Jan 4, 2021
Instrument	2759
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ALDEN ST, SPRINGFIELD, MA 01109-3701

Mortgage

Document Number	0000002760
Date	Jan 13, 2021
Instrument	2760

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 27, 2018
Property Address	46 GRAND ST, SPRINGFIELD, MA 01108-1307
Document Number	22149-436
Book / Page	022149 / 000436
Instrument Date	Apr 26, 2018
Instrument	22713
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount on Record
Tax	$17.25
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 UPPER HAMPDEN RD MONSON MA 010579736, MONSON, MA 01057-9736

Tax Assessment & Valuation

The 2026 property tax bill for 46 Grand St was $6,325, up 14.1% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,325.00 (+14.09%)	$409,100 (+15.7%) Land $30,100 Building $379,000	$307,774 (+2.65%)
2025	$5,544.00	$353,600 Land $30,100 Building $323,500	$299,820 (+0.13%)
2024			$299,440
2023	$4,713.00	$276,400 Land $27,400 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Grand St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Grand St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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