Penobscot County and Orono Town property record for 46 Gilbert St, Orono, ME 04473
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1960 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,868 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:027=003 L:025 |
| Primary APN | M:027=003 L:025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 3,864 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2098 |
|---|---|
| Street Address | 46 GILBERT ST |
| City | ORONO |
| State | ME |
| Zip | 04473-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 25 |
| Jurisdiction | ORONO ME |
| Township / Civil Division | ORONO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 6200 |
Source: Penobscot County and Orono Town records · APN M:027=003 L:025
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 GILBERT ST, ORONO, ME 04473-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORONO ME |
| Property Address | 46 GILBERT ST, ORONO, ME 04473-3818 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0162070027 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 16207/27 |
| Instrument | 33136 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Oct 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORONO ME |
| Property Address | 46 GILBERT ST, ORONO, ME 04473-3818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0157390249 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 15739/249 |
| Instrument | 33808 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
Source: Penobscot County and Orono Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Orono Town |
| Unified School District | Regional School Unit 26 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,868.00 (+1.69%) | $244,600 (+9.1%) Land $49,100 Building $195,500 | |
| 2024 | $4,787.00 (+0.38%) | $224,200 (+10.01%) Land $45,000 Building $179,200 | |
| 2023 | $4,769.00 (-1.67%) | $203,800 (-) Land $40,900 Building $162,900 | $261,725 |
| 2022 | $4,850.00 | $203,800 Land $40,900 Building $162,900 |
Source: FEMA National Flood Hazard Layer as of August 7, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORONO-VEAZIE WATER DISTRICT serves 5,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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