Berks County property record for 46 Gelsinger Rd, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,280 sqft · built 1985 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Aug 2025) |
| Tax Bill | $2,915 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4375-07-57-8613 |
| Primary APN | 4375-07-57-8613 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 136,343 sqft |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 80287905 |
|---|---|
| Street Address | 46 GELSINGER RD |
| City | READING |
| State | PA |
| Zip | 19608-1807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ANDREW W & MARY L BUGAY |
| Legal Block | 57 |
| Legal Lot Number | 3 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10804 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUCCESS LENDING EXPERTS LLC |
| Aug 5, 2025 | Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC |
| Jul 1, 2022 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 26, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2022 · Amount on Record |
| Deed Document Number | 202523526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000006857 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026006857 |
| Name | SUCCESS LENDING EXPERTS LLC |
|---|---|
| Address | 1750 E GOLF RD STE 240, SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 5, 2025 |
| Property Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000023526 |
| Map Reference | VOL 137 PG 49 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 2025023526 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | LUMINA SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000023527 |
|---|---|
| Date | Aug 5, 2025 |
| Instrument | 2025023527 |
| Name | V I P MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 1, 2022 |
| Property Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000026657 |
| Map Reference | VOL 137 PG 49 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022026657 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | NOT AVAILABLE, DIANA EDWARDS SENTRY ABSTRAC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000026658 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022026658 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EDGE ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000025671 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020025671 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Nov 26, 2019 |
| Property Address | 46 GELSINGER RD, READING, PA 19608-1807 |
| Document Number | 0000041488 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 41488 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 GELSINGER RD READING PA 196081807, READING, PA 19608-1807 |
| Document Number | 41489 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 41489 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,915.00 (+15.63%) | $169,700 (-) Land $54,600 Building $115,100 | $54,600 (-67.83%) Land $54,600 |
| 2024 | $2,521.00 | $169,700 Land $54,600 Building $115,100 | |
| 1994 | $169,700 Land $54,600 Building $115,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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