46 Garden Oval, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 46 Garden Oval, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 1957
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2013)
Tax Bill	$14,994 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-00807-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`17-00807-0000-00012`
Alternative APNs	`1700038000000010` `170080700012`

Interior

Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	8,451 sqft (0.194 acres)

Location & Zoning

Old Parcel Number	1700038000000010
Street Address	46 GARDEN OVAL
City	SPRINGFIELD
State	NJ
Zip	07081-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SPRING GARDENS SEC C
Legal Block	807
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2007
Census Tract	37500

Owner

46 Garden Oval is owned and occupied by two individuals who bought it in June 2013.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2013 · Amount on File
Deed Sale	Jun 3, 2013 · Amount on File
Deed Document Number	2013241568
Deed Book / Page	5955 / 24
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	46 GARDEN OVAL, SPRINGFIELD, NJ 07081-1822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CB TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148433870
Date	Dec 23, 2020
Book Page	14843/3870
Instrument	706648

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 46 Garden Oval was $14,994, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$621,900 (-) Land $224,400 Building $397,500	$621,900 (-) Land $224,400 Building $397,500
2025	$14,994.00 (+1.52%)	$621,900 Land $224,400 Building $397,500	$621,900 Land $224,400 Building $397,500
2024	$14,770.00
2023		$621,900 Land $224,400 Building $397,500	$621,900 Land $224,400 Building $397,500
2022	$13,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Garden Oval in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	36 (1983–2022)
Claims Outside the SFHA	4 of 36
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Garden Oval is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20