Essex County and Middleton Town property record for 46 Forest St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,520 sqft · built 1979 |
| Lot Size | 0.995 acres (43,342 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Oct 2014) |
| Tax Bill | $13,339 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0017 B:0000 L:0043 B |
| Primary APN | MIDD M:0017 B:0000 L:0043 B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 4,699 sqft |
| Basement Area | 242 sqft |
| Unfinished Basement | 242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,342 sqft (0.995 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 46 FOREST ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Subdivision | LAWRENCE H WRIGHT |
| Legal Lot Number | 43 B |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 212102 |
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 FOREST ST, MIDDLETON, MA 01949-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on Record |
| Deed Sale | Oct 3, 2014 · Amount on Record |
| Prior Sale | Nov 17, 2008 · Amount on Record |
| Deed Book / Page | 33588 / 244 |
| Transfer Doc | 033588-244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Sep 11, 2026 |
| Property Address | 46 FOREST ST, MIDDLETON, MA 01949-2017 |
| Document Number | 0000001540 |
| Book / Page | 43624 / 375 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 20261540 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 46 FOREST ST, MIDDLETON, MA 01949-2017 |
| Document Number | 0000001540, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 43624/375 |
| Instrument | 20261540 |
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 46 FOREST ST, MIDDLETON, MA 01949-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39354-444 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 39354/444 |
| Instrument | 20201229004650 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 46 FOREST ST, MIDDLETON, MA 01949-2017 |
| Document Number | 37472-153 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 FOREST ST MIDDLETON MA 019492017, MIDDLETON, MA 01949-2017 |
| Document Number | 37472-153 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 037472/000153 |
| Instrument | 1904294450 |
| Name | ST JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 28, 2034 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,339.00 (+11.3%) | $1,059,500 (+5.11%) Land $382,300 Building $602,300 | $1,084,954 (+21.41%) |
| 2025 | $11,985.00 (+18.17%) | $1,008,000 (+17.18%) Land $382,300 Building $625,700 | $893,665 |
| 2024 | $10,142.00 (-2.26%) | $860,200 (+6.68%) Land $355,900 Building $504,300 | |
| 2023 | $10,377.00 | $806,300 Land $355,900 Building $450,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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