46 Forest Dr, Flora, IL 62839 Property Records

Clay County property record for 46 Forest Dr, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	1.5 ba · 1,136 sqft · built 1988
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Sep 2017)
Tax Bill	$2,701 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-32-300-014`

Property Details

APN / Parcel Number

Primary APN	`10-32-300-014`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	143,748 sqft (3.3 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	460 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	224 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	46 FOREST DR
City	FLORA
State	IL
Zip	62839-3380
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 32-3-6 PT NE SW 3.30 AC
Legal Range	06
Legal Township	03
Legal Section	32
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2122
Census Tract	972200

Owner

Source: Clay County records · APN 10-32-300-014

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 FOREST DR, FLORA, IL 62839-3380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 2017 · Amount on Record
Deed Sale	Sep 01, 2017 · Amount on Record
Prior Sale	Mar 03, 2010 · Amount on Record
Deed Document Number	2017192424
Record Updated	Sep 20, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Sep 01, 2017
Property Address	46 FOREST DR, FLORA, IL 62839-3380
Document Number	D192424
Map Reference	DOC 50673
Instrument Date	Aug 26, 2017
Instrument	D192424
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FOREST DR, FLORA, IL 62839-3380

Mortgage

Document Number	D192426
Date	Sep 01, 2017
Instrument	D192426

Lender

Name	CLAY CITY BANKING CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,382 (+32.11%) Land $6,281 Building $50,101	$169,146 (+32.11%) Land $18,843 Building $150,303
2024	$2,701.00 (+11.75%)
2022	$2,417.00 (+0.75%) Homeowner's exemption	$42,679 Land $4,716 Building $37,963	$128,037 Land $14,148 Building $113,889
2021	$2,399.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.