46 Florence Ave, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 46 Florence Ave, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,734 sqft · built 1930
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Sep 2025)
Tax Bill	$19,747 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-00125-0000-00027-01`

Property Details

APN / Parcel Number

Primary APN	`08-00125-0000-00027-01`
Alternative APNs	`08001250000000270001` `173200`

Interior

Stories	2 Stories
Building Area	2,734 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Frame
Construction Type	Frame
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide

Location & Zoning

Account Number	173200
Street Address	46 FLORENCE AVE
City	CRESSKILL
State	NJ
Zip	07626-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X136 2.3L L28-29
Legal Subdivision	HUDSON TERRACE REALITY CO
Legal Block	125
Legal Lot Number	27.01
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2011
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MTG
Sep 17, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Mar 17, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	202565884
Deed Book / Page	5608 / 575
Prior Transfer Date	Apr 11, 2008
Prior Transfer Doc	0095320152
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 24, 2025
Property Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Document Number	0056080575
Book / Page	5608 / 575
Instrument Date	Sep 5, 2025
Instrument	2025065884
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 AVE AT PORT IMPERIAL # 514514, 514514, WEST NEW YORK, NJ 07093-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809

Mortgage

Document Number	0056080581
Date	Sep 24, 2025
Book Page	5608/581
Instrument	2025065885

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Document Number	0037121624
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 FLORENCE AVE CRESSKILL NJ 076261809, CRESSKILL, NJ 07626-1809

Mortgage

Document Number	0037121624
Date	Sep 17, 2020
Book Page	003712/001624
Instrument	87633

Lender

Name	PRINCETON MTG
Type	Mortgage Company
Address	EWING, NJ 08560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 17, 2020
Property Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Document Number	0037121619
Book / Page	3712 / 1619
Instrument Date	Aug 7, 2020
Instrument	20-087632
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TITLE AUTHORITY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 HARDENBURGH AVE, 285, DEMAREST, NJ 07627-1306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809

Mortgage

Document Number	0020087633
Date	Sep 17, 2020
Instrument	20-087633

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 17, 2017
Property Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Document Number	0025650745
Book / Page	002565 / 000745
Instrument Date	Mar 6, 2017
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FLORENCE AVE CRESSKILL NJ 076261809, CRESSKILL, NJ 07626-1809

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 8, 2017
Property Address	46 FLORENCE AVE, CRESSKILL, NJ 07626-1809
Document Number	0025300866
Book / Page	002530 / 000866
Instrument Date	Jan 24, 2017
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	93 UNION AVE CRESSKILL NJ 076262129, CRESSKILL, NJ 07626-2129

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,500 (+12.55%) Land $422,900 Building $556,600	$979,500 (+12.55%) Land $422,900 Building $556,600
2025	$19,747.00 (+5.41%)	$870,300 (+6.85%) Land $351,200 Building $519,100	$870,300 (+6.85%) Land $351,200 Building $519,100
2024	$18,734.00 (+3.14%)	$814,500 (+4.08%) Land $315,600 Building $498,900	$814,500 (+4.08%) Land $315,600 Building $498,900
2023	$18,164.00 (+1.91%)	$782,600 Land $298,100 Building $484,500	$782,600 Land $298,100 Building $484,500
2022	$17,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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