Middlesex County and Reading Town property record for 46 Field Pond Dr, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,775 sqft · built 1973 |
| Lot Size | 0.52 acres (22,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $683,000 (Jun 2015) |
| Tax Bill | $13,072 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:046.0-0000-0094.0 |
| Primary APN | READ M:046.0-0000-0094.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,775 sqft Living Area |
| Gross Area | 5,006 sqft |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 1,155 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,638 sqft (0.52 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1970000000250 |
|---|---|
| Street Address | 46 FIELD POND DR |
| City | READING |
| State | MA |
| Zip | 01867-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 334300 |
46 Field Pond Dr is owned and occupied by two individuals who bought it in June 2015.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 FIELD POND DR, READING, MA 01867-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Jul 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2015 · Amount on File |
| Deed Sale | Jun 11, 2015 · Amount on File |
| Deed Book / Page | 65525 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 FIELD POND DR, READING, MA 01867-1115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00077743-6 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 77743/6 |
| Instrument | 106918 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 541 Months |
| Due | Jun 1, 2066 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 FIELD POND DR, READING, MA 01867-1115 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77743-6 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 77743/6 |
| Instrument | 106918 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 541 Months |
| Due | Jun 1, 2066 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 FIELD POND DR, READING, MA 01867-1115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75176-473 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 75176/473 |
| Instrument | 119139 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 46 Field Pond Dr was $13,072, up 1.1% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,072.00 (+1.11%) | $1,192,700 (+5.08%) Land $604,000 Building $579,200 | $1,325,953 (+5.75%) |
| 2025 | $12,928.00 (-1.22%) | $1,135,000 (+1.64%) Land $575,900 Building $559,100 | $1,253,810 (+12.96%) |
| 2024 | $13,088.00 (+16.7%) | $1,116,700 (+25.36%) Land $566,500 Building $550,200 | $1,109,980 |
| 2023 | $11,215.00 | $890,800 Land $496,300 Building $394,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Field Pond Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Field Pond Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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