46 Fichter St, Houston, TX 77022 Property Records

Harris County property record for 46 Fichter St, Houston, TX 77022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1948
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$23,800 (Nov 1994)
Tax Bill	$2,210 (2023)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`070-095-013-0002`

Property Details

APN / Parcel Number

Primary APN	`070-095-013-0002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,850 sqft (0.134 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0700950130002
Street Address	46 FICHTER ST
City	HOUSTON
State	TX
Zip	77022-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 13 ELMWOOD
Legal Subdivision	ELMWOOD
Legal Block	13
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2017
Census Tract	220500

Owner

46 Fichter St is owned and occupied by two individuals who bought it in November 1994.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 FICHTER ST, HOUSTON, TX 77022-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 1994 · Amount on File
Deed Sale	Nov 15, 1994 · Amount on File
Deed Document Number	1994150550
Deed Book / Page	50178 / 3103
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	46 FICHTER ST, HOUSTON, TX 77022-2611
Document Number	0000023534
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 FICHTER ST HOUSTON TX 770222611, HOUSTON, TX 77022-2611

Mortgage

Document Number	0000023534
Date	Jan 18, 2017
Instrument	23534

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jan 17, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,593 (-) Land $60,900 Building $140,693	$201,593 (-) Land $60,900 Building $140,693
2025		$201,593 Land $60,900 Building $140,693	$201,593 Land $60,900 Building $140,693
2023	$2,210.00 Homeowner's exemption	$179,734 Land $60,900 Building $118,834	$179,734 Land $60,900 Building $118,834
2020	$174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Fichter St in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	71 (1992–2024)
Claims Outside the SFHA	71 of 71
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 20 claims Hurricane Harvey, Aug 2017 · 21 claims Hurricane Ike, Sep 2008 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Fichter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20