Middlesex County and Lowell City property record for 46 Fairmount St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,993 sqft · built 1874 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,500 (Sep 2016) |
| Tax Bill | $10,072 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M08215 |
| Primary APN | M08215 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,993 sqft Living Area |
| Gross Area | 7,812 sqft |
| 1st Floor Area | 1,976 sqft |
| Basement Area | 2,078 sqft |
| Unfinished Basement | 2,078 sqft |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | M08215 |
|---|---|
| Street Address | 46 FAIRMOUNT ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 2225 |
| Legal Lot Number | 46 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 312502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Belvidere Hill Historic District listed 1995 · 115 contributing resources · NRIS 95000656 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 FAIRMOUNT ST, LOWELL, MA 01852-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jun 21, 2019 | Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2016 · Amount on Record |
| Deed Sale | Sep 30, 2016 · Amount on Record |
| Prior Sale | Jan 9, 1998 · Amount on Record |
| Deed Book / Page | 30503 / 269 |
| Transfer Doc | 030503-269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 FAIRMOUNT ST, LOWELL, MA 01852-2814 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036426-60 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 36426/60 |
| Instrument | 62482 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 FAIRMOUNT ST, LOWELL, MA 01852-2814 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36426-60 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 36426/60 |
| Instrument | 62482 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 FAIRMOUNT ST, LOWELL, MA 01852-2814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33079-258 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 33079/258 |
| Instrument | 24338 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 46 FAIRMOUNT ST, LOWELL, MA 01852-2814 |
| Document Number | 31821-29 |
| Book / Page | 031821 / 000029 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31821-29 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 031821/000029 |
| Instrument | 3309 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,072.00 (+7.04%) | $887,400 (+8.26%) Land $214,200 Building $673,200 | $886,854 (+8.06%) |
| 2025 | $9,410.00 (-3%) | $819,700 (+0.64%) Land $209,300 Building $610,400 | $820,705 (+2.67%) |
| 2024 | $9,701.00 (+5.42%) | $814,500 (+9.93%) Land $204,100 Building $610,400 | $799,330 |
| 2023 | $9,202.00 | $740,900 Land $177,500 Building $563,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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