Putnam County and Philipstown Town property record for 46 Fair St, Apt C5, Cold Spring, NY 10516
| Property Type | Townhouse |
|---|---|
| Details | 1 bd · 1 ba · 738 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Sep 2014) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-8.-305 |
| Primary APN | 372601 48.8-3-8.-305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 738 sqft Living Area |
| 1st Floor Area | 738 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 436 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 260104800800030080000305 |
|---|---|
| Street Address | 46 FAIR ST APT C5, C5 |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3048 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R10 |
| Legal Description | CONDO UNIT C-5 |
| Legal Subdivision | SPRING BROOK CONDO |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
46 Fair St, Apt C5 is owned and occupied by an individual who acquired it in June 2016.
Source: Putnam County and Philipstown Town records, as of February 23, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 294 BRONXVILLE RD APT 4G, 4G, BRONXVILLE, NY 10708-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2014 · Amount on File |
| Deed Sale | Sep 18, 2014 · Amount on File |
| Deed Document Number | 0019600080 |
| Last Transfer Date | Jun 16, 2016 |
| Transfer Doc | 0020140132 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 46 FAIR ST APT C5, C5, COLD SPRING, NY 10516-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0068660252 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 6866/252 |
| Instrument | 1602984 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $61,500 (-) Land $10,000 Building $51,500 | $174,617 (+11.73%) Land $28,393 Building $146,224 |
| 2022 | $61,500 Land $10,000 Building $51,500 | $156,290 Land $25,413 Building $130,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Fair St, Apt C5 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Fair St, Apt C5 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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