Middlesex County and Reading Town property record for 46 Evergreen Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,425 sqft · built 2014 |
| Lot Size | 0.394 acres (17,176 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $897,300 (Aug 2014) |
| Tax Bill | $15,371 (2026) |
| Deeds & Mortgages | Oct 2023 Transfer Jun 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:034.0-0000-0167.0 |
| Primary APN | READ M:034.0-0000-0167.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,425 sqft Living Area |
| Gross Area | 6,332 sqft |
| Basement Area | 1,715 sqft |
| Unfinished Basement | 857 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,176 sqft (0.394 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 144000000014 |
|---|---|
| Street Address | 46 EVERGREEN RD |
| City | READING |
| State | MA |
| Zip | 01867-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 46 EVERGREEN RD, READING, MA 01867-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2014 · Amount on Record |
| Deed Sale | Aug 15, 2014 · Amount on Record |
| Prior Sale | Mar 14, 2014 · Amount on Record |
| Deed Book / Page | 64086 / 593 |
| Last Transfer Date | Oct 13, 2023 |
| Transfer Doc | 082113-227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 19, 2023 |
| Property Address | 46 EVERGREEN RD, READING, MA 01867-1834 |
| Document Number | 082113-227 |
| Book / Page | 82113 / 227 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 118614 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 EVERGREEN RD, READING, MA 01867-1834 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 EVERGREEN RD, READING, MA 01867-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75009-56 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 75009/56 |
| Instrument | 103830 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 46 EVERGREEN RD, READING, MA 01867-1834 |
| Document Number | 75246-331 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 EVERGREEN RD READING MA 018671834, READING, MA 01867-1834 |
| Document Number | 75246-331 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 075246/000331 |
| Instrument | 125719 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 29, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,371.00 (+1.53%) | $1,402,500 (+5.51%) Land $537,100 Building $865,400 | $1,731,218 (+11.87%) |
| 2025 | $15,140.00 (+1.17%) | $1,329,200 (+4.1%) Land $509,000 Building $820,200 | $1,547,550 (+4.23%) |
| 2024 | $14,965.00 (+3.24%) | $1,276,900 (+10.91%) Land $489,000 Building $787,900 | $1,484,755 |
| 2023 | $14,495.00 | $1,151,300 Land $440,900 Building $710,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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