46 Eustis St, Apt 5, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 46 Eustis St, Apt 5, Cambridge, MA 02140

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 790 sqft · built 1940
Lot Size	0.104 acres (4,567 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Jan 2019)
Tax Bill	$4,154 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-7-5`

Property Details

APN / Parcel Number

Primary APN	`150-7-5`
Alternative APN	`CAMB M:00150 L:0000700005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	6 Units
Stories	1 Story
Building Area	790 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Condo/Apartment
Lot Area	4,567 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	46 EUSTIS ST, 5
City	CAMBRIDGE
State	MA
Zip	02140-2205
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	46 EUSTIS STREET CONDO
Legal Lot Number	700005
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	353600

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 EUSTIS ST, 5, CAMBRIDGE, MA 02140-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK
Jan 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Apr 14, 2008
Deed Document Number	201912982
Deed Book / Page	72182 / 358
Prior Transfer Date	Jan 19, 2019
Prior Transfer Doc	72182-358
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	46 EUSTIS ST APT 5, 5, CAMBRIDGE, MA 02140-2205
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75883-52
Date	Oct 14, 2020
Book Page	75883/52
Instrument	186482

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jan 31, 2019
Property Address	46 EUSTIS ST APT 5, 5, CAMBRIDGE, MA 02140-2205
Document Number	72182-358
Book / Page	72182 / 358
Instrument Date	Jan 19, 2019
Instrument	12982
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 EUSTIS ST APT 5, 5, CAMBRIDGE, MA 02140-2205

Mortgage

Document Number	12983
Date	Jan 31, 2019
Instrument	12983

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2029

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	46 EUSTIS ST APT 5, 5, CAMBRIDGE, MA 02140-2205
Document Number	68956-94
Book / Page	068956 / 000094
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68956-94
Date	Mar 1, 2017
Book Page	068956/000094
Instrument	31853

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 29, 2032

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,154.00 (+9.84%)	$654,100 (+2.38%) Building $654,100	$938,125 (-13.7%)
2024	$3,782.00 (+0.93%)	$638,900 (-0.09%) Building $638,900	$1,086,990
2023	$3,747.00	$639,500 Building $639,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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