46 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 46 Elm St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,545 sqft · built 1850
Lot Size	1.06 acres (46,174 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Sep 2025)
Tax Bill	$6,215 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:35 B:82 L:36`

Property Details

APN / Parcel Number

Primary APN	`WINL M:35 B:82 L:36`
Alternative APNs	`00152700` `152700`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,545 sqft Living Area
1st Floor Area	2,004 sqft
Attic	Attic
Attic Area	997 sqft
Basement Area	2,004 sqft
Unfinished Basement	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	152700
Street Address	46 ELM ST
City	WINDSOR LOCKS
State	CT
Zip	06096-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	RIDGE TALCOTT NOTCH
Legal Block	82
Legal Lot Number	36
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1018
Census Tract	476100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Enfield Canal listed 1976 · 2 contributing resources · NRIS 76001998

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 ELM ST, WINDSOR LOCKS, CT 06096-2341
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit INVESTOR MTG FIN LLC
Sep 26, 2025	Warranty Deed, Transfer · Commercial Mortgage BD CAPITAL SE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Book / Page	549 / 934
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	46 ELM ST, WINDSOR LOCKS, CT 06096-2341
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000553-844
Date	Mar 17, 2026
Book Page	553/844
Instrument	2488530026

Lender

Name	INVESTOR MTG FIN LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 26, 2025
Property Address	46 ELM ST, WINDSOR LOCKS, CT 06096-2341
Document Number	000549-934
Book / Page	549 / 934
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2412820037
Date	Sep 26, 2025
Instrument	2412820037

Lender

Name	BD CAPITAL SE LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,070 (+28.69%) Land $58,170 Building $200,900	$181,349 Land $40,719 Building $140,630
2024	$6,215.00 (+9.71%)	$201,320 (-) Land $50,960 Building $150,360
2023	$5,665.00 (+8.94%)	$201,320 (-) Land $50,960 Building $150,360
2022	$5,200.00	$201,320 Land $50,960 Building $150,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures