Salem County and Salem City property record for 46 Elm St, Salem, NJ 08079
| Property Type | Single Family Home |
|---|---|
| Details | 1,478 sqft · built 1846 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Aug 2022) |
| Tax Bill | $4,064 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-00070-0000-00020 |
| Primary APN | 13-00070-0000-00020 |
|---|---|
| Alternative APN |
|
| Building Area | 1,478 sqft Living Area |
|---|
| Year Built | Built 1846 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 3,960 sqft (0.091 acres) |
| Lot Dimensions | 120 ft deep x 33 ft wide |
| Street Address | 46 ELM ST |
|---|---|
| City | SALEM |
| State | NJ |
| Zip | 08079-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 70 |
| Legal Lot Number | 20 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 22000 |
Source: Salem County and Salem City records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Aug 9, 2022 | Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Oct 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Feb 6, 2018 · Amount on Record |
| Deed Document Number | 20228727 |
| Deed Book / Page | 4640 / 1264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | May 12, 2026 |
| Property Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Document Number | 0000003872 |
| Book / Page | 4762 / 1095 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20263872 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Document Number | 0000003872, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 4762/1095 |
| Instrument | 20263872 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Sep 1, 2052 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Aug 9, 2022 |
| Property Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Document Number | 0046401264 |
| Book / Page | 4640 / 1264 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022008727 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 RACCOON LN, 139, BARNEGAT, NJ 08005-1025 |
| Name | Verified Name |
|---|---|
| Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Document Number | 2022008728 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022008728 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Oct 26, 2017 |
| Property Address | 46 ELM ST, SALEM, NJ 08079-1706 |
| Document Number | 0043150183 |
| Book / Page | 004315 / 000183 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 120940 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 55 BEATTIE PLACE SUITE100 GREENVILLE SC 29601, GREENVILLE, SC 29601 |
Source: Salem County and Salem City assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| Municipality | Salem City |
| Unified School District | Salem City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,100 (-) Land $7,900 Building $39,200 | $47,100 (-) Land $7,900 Building $39,200 | |
| 2025 | $4,064.00 (+4.93%) | $47,100 (-) Land $7,900 Building $39,200 | $47,100 (-) Land $7,900 Building $39,200 |
| 2024 | $3,873.00 (+9.41%) | ||
| 2023 | $47,100 Land $7,900 Building $39,200 | $47,100 Land $7,900 Building $39,200 | |
| 2022 | $3,540.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1996–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SALEM CITY private · serves 4,794 people · EPA ID NJ1712001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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