46 Elm St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 46 Elm St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 3,611 sqft · built 1917
Lot Size	0.106 acres (4,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Jun 1995)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`RHD`

Property Details

APN / Parcel Number

Primary APN	`RHD`
Alternative APNs	`BEVE M:0005 B:0150 L` `1014`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,611 sqft Living Area
Gross Area	6,130 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,622 sqft (0.106 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1014
Street Address	46 ELM ST
City	BEVERLY
State	MA
Zip	01915
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RHD
Legal Block	150
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3001
Census Tract	217401

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ELM ST, 6, BEVERLY, MA 01915-4909
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1995 · Amount on Record
Deed Sale	Jun 1, 1995 · Amount on Record
Prior Sale	Apr 6, 1990 · Amount on Record
Deed Book / Page	13041 / 293
Transfer Doc	026940-446
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	46 ELM ST, BEVERLY, MA 01915-4909
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040378-184
Date	Oct 14, 2021
Book Page	40378/184
Instrument	20211014001880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,607.00 (+6.65%)	$783,200 (+8.99%) Land $356,300 Building $426,900	$913,582
2024	$8,070.00 (+4.01%)	$718,600 (+4.28%) Land $291,700 Building $426,900
2023	$7,759.00	$689,100 Land $262,200 Building $426,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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