46 Eastern Ave, Watervliet, NY 12189 Property Records

Albany County and Colonie Town property record for 46 Eastern Ave, Watervliet, NY 12189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,638 sqft · built 2014
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Sep 2018)
Tax Bill$5,518 (2026)
Deeds & MortgagesFeb 2026 Transfer
Dec 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN012689 32.1-3-32

Property Details

APN / Parcel Number

Primary APN012689 32.1-3-32
Alternative APNs
  • 268903200100030320000000
  • 03200100030320000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,638 sqft Living Area
1st Floor Area716 sqft
2nd Floor Area922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03200100030320000000
Street Address46 EASTERN AVE
CityWATERVLIET
StateNY
Zip12189-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionLOTS 102-103 N-48 E-EASTERN AV C-8-96
Legal SubdivisionFAIRVIEW HEIGHTS
Legal Block3
Legal Lot Number32.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2012
Census Tract13509

Owner

46 Eastern Ave is owned and occupied by an individual who bought it in September 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2026Correction Deed
CHICAGO TITLE ALBANY
Dec 19, 2025Deed, Transfer
Nov 18, 2025Warranty Deed, Transfer
NORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC
Sep 20, 2018Grant Deed, Transfer
NOT AVAILABLE
Sep 20, 2018Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2018 · Amount on File
Deed SaleSep 20, 2018 · Amount on File
Prior SaleMay 1, 2015 · Amount on File
Deed Document Number201821147
Record UpdatedOct 29, 2026

February 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionALBANY NY
Recording DateFeb 3, 2026
Property Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
Document Number0000000331
Instrument DateJan 6, 2026
InstrumentR2026-2331
Record UpdatedMar 19, 2026
Title CompanyCHICAGO TITLE ALBANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address170 WASHINGTON AVE, COBLESKILL, NY 12043-4703

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 EASTERN AVE, BALLSTON SPA, NY 12020-1812

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateDec 19, 2025
Property Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
Document Number0000003285
Instrument DateNov 20, 2025
InstrumentR2025-23285
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address170 WASHINGTON AVE, COBLESKILL, NY 12043-4703

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 EASTERN AVE, BALLSTON SPA, NY 12020-1812

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateNov 18, 2025
Property Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
Document Number0000000977
Map ReferenceMAP 441
Instrument DateOct 30, 2025
InstrumentR2025-20977
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyNORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 EVA ST, LATHAM, NY 12110-4204

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 EASTERN AVE, BALLSTON SPA, NY 12020-1812

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateSep 20, 2018
Property Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
Document Number0020181147
Book / Page002018 / 021147
Instrument DateSep 18, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 EASTERN AVE WATERVLIET NY 121891618, WATERVLIET, NY 12189-1618

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateSep 20, 2018
Property Address46 EASTERN AVE, WATERVLIET, NY 12189-1618
Document Number0000001147
Instrument DateSep 18, 2018
InstrumentR2018-21147
Transaction TypeTransfer
Record UpdatedJun 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46 EASTERN AVE, 46, WATERVLIET, NY 12189-1618

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 DELTA BLVD, COHOES, NY 12047-3827

Mortgage

Document Number0000001148
DateSep 20, 2018
InstrumentR2018-21148
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 46 Eastern Ave was $5,518, down 3.7% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictNorth Colonie Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,518.00 (-3.67%)
2025$5,728.00$132,000 (-) Land $26,400 Building $105,600$302,100 (+9.85%) Land $60,420 Building $241,680
2024$132,000 (-) Land $26,400 Building $105,600$275,000 (+6.26%) Land $55,000 Building $220,000
2023$132,000 (-) Land $26,400 Building $105,600$258,800 (+9.3%) Land $51,760 Building $207,040
2022$132,000 Land $26,400 Building $105,600$236,771 Land $47,354 Building $189,417
2021$5,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Eastern Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Eastern Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20

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