Northampton County property record for 46 E Spruce St, Bethlehem, PA 18018 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,108 sqft Living Area |
| Lot Size | 1,220 sqft (0.028 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2021) |
| Tax Bill | $282.00 (2026) |
Source: Northampton County records · APN 4762-03-9572-5533
Assessment roll updated September 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 12, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 05, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE AMERICA INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Doc Number | 21-1356531 |
| Deed Book / Page | 2021-1 / 356531 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Document Number | 0000021155 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | 2025-1/195991 |
| Instrument | 2025021155 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Property Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Document Number | 0000002993 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 2024-1/24239 |
| Instrument | 2024002993 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON PA |
| Recording Date | Oct 05, 2021 |
| Property Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Document Number | 0000039665 |
| Book / Page | 2021-1 / 356531 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021039665 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 46 E SPRUCE ST, BETHLEHEM, PA 18018-2850 |
| Document Number | 0000039666 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 2021039666 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Northampton County records · Assessment roll updated September 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| Municipality | Bethlehem City |
| County | Northampton County |
| Unified School District | Bethlehem Area School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282.00 (-87.82%) | $26,200 (-) Land $10,700 Building $15,500 | |
| 2024 | $2,315.00 | $26,200 Land $10,700 Building $15,500 | |
| 1995 | $52,400 Land $21,400 Building $31,000 |
Source: FEMA National Flood Hazard Layer, Northampton County (42095C), updated December 31, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4762-03-9572-5533 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,108 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Other Exterior |
| Lot Area | 1,220 sqft (0.028 acres) |
| Cooling System | None Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 46 E SPRUCE ST |
|---|---|
| City | BETHLEHEM |
| State | PA |
| Zip | 18018-2850 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | NORTHAMPTON PA |
| Minor Civil Division | BETHLEHEM |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 10700 |
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