46 E Ruby Ave, Wilmington, OH 45177 Property Records

Clinton County property record for 46 E Ruby Ave, Wilmington, OH 45177 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,312 sqft Living Area
Lot Size	7,750 sqft (0.177 acres)
Occupancy	Owner Occupied
Last Sale	$69,900 (2016)
Tax Bill	$986.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`027183-9`
Alternative APN	`290-16-13-01-0015-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,312 sqft Living Area
Gross Area	2,656 sqft Gross Area
1st Floor	932 sqft 1st Floor
Attic Area	1,172 sqft Attic
Attic	1 Attic
Basement Area	932 sqft Basement
Unfinished Basement	932 sqft Unfinished
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Effective Year Built	Effective 1900
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	7,750 sqft (0.177 acres)
Depth X Width	155 ft x 50 ft Depth x Width
Garage Area	160 sqft Garage
Patio Area	120 sqft Patio
Porch Area	140 sqft Porch
Topography	High Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	027183-9
Street Address	46 E RUBY AVE
City	WILMINGTON
State	OH
Zip	45177-1545
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	C W FISHER SD LT15
Legal Subdivision	C W FISHER
Legal Lot Number	15
Jurisdiction	CLINTON OH
Minor Civil Division	WILMINGTON
Census Blockgroup	3
Census Block	3019
Census Tract	964502

Owner

Source: Clinton County records · APN 027183-9

Assessment roll updated March 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	300 SCHOOL ST, MARTINSVILLE, OH 45146-9671
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Feb 06, 2009	Warranty Deed, Transfer WILMINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2016 · Amount on Record
Deed Sale	Jul 27, 2016 · Amount on Record
Prior Sale	Feb 05, 2009 · Amount on Record
Deed Doc Number	20163049
Deed Book / Page	951 / 896
Record Refreshed	Sep 20, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	46 E RUBY AVE, WILMINGTON, OH 45177-1545
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000616/834
Date	Jul 15, 2005
Book Page	616/834
Instrument	2005-00079437

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	1100 W TOWN AND COUNTRY RD STE 200, ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	6 Months
Index	LIBOR

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Dec 15, 2020
Property Address	46 E RUBY AVE, WILMINGTON, OH 45177-1545
Document Number	202000006494
Instrument Date	Dec 04, 2020
Instrument	2020-00006494
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SCHOOL ST, MARTINSVILLE, OH 45146-9671

Mortgage

Date	Dec 15, 2020

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Feb 06, 2009
Property Address	46 E RUBY AVE, WILMINGTON, OH 45177-1545
Document Number	000748/165
Book / Page	748 / 165
Instrument Date	Jan 23, 2009
Instrument	2009-00000512
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000748/167
Date	Feb 06, 2009
Book Page	748/167
Instrument	2009-00000513

Lender

Name	WILMINGTON SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Jan 29, 2010

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated March 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
Municipality	Wilmington City
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (-17.21%) Homeowner's exemption	$45,080 (-) Land $6,510 Building $38,570	$128,800 (-) Land $18,600 Building $110,200
2024	$1,191.00 (+2.41%) Homeowner's exemption	$45,080 (-) Land $6,510 Building $38,570	$128,800 (-) Land $18,600 Building $110,200
2023	$1,163.00 (+61.98%) Homeowner's exemption	$45,080 (+57.07%) Land $6,510 Building $38,570	$128,800 (+57.03%) Land $18,600 Building $110,200
2022	$718.00 Homeowner's exemption	$28,700 Land $5,930 Building $22,770
2020			$82,020 Land $16,950 Building $65,070

46 E Ruby Ave, Wilmington, OH 45177 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2009: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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