46 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 46 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1938
Lot Size	0.125 acres (5,450 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2020)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35053.1202`

Property Details

APN / Parcel Number

Primary APN	`35053.1202`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	760 sqft
Basement Area	688 sqft
Finished Basement	688 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,450 sqft (0.125 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	332 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	144 sqft
Deck Area	24 sqft
Patio Area	120 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	LIDGERWOOD PK &STP 7FT WD S OF&ADJ L2 B89
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	89
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4054
Census Tract	1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 E PROVIDENCE AVE, SPOKANE, WA 99207-1864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA
Jun 15, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	20206885770
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 24, 2020
Property Address	46 E PROVIDENCE AVE, SPOKANE, WA 99207-1864
Document Number	0006885770
Instrument Date	Dec 12, 2019
Instrument	6885770
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,031.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E PROVIDENCE AVE SPOKANE WA 992071864, SPOKANE, WA 99207-1864

Mortgage

Document Number	6885771
Date	Jan 24, 2020
Instrument	6885771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	46 E PROVIDENCE AVE, SPOKANE, WA 99207-1864
Document Number	0006726413
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E PROVIDENCE AVE SPOKANE WA 992071864, SPOKANE, WA 99207-1864

Mortgage

Document Number	0006726413
Date	Jul 19, 2018
Instrument	6726413

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 18, 2058

Interest

Rate	4%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (+1.88%)	$285,600 (+11.13%) Land $75,000 Building $210,600	$285,600 (+11.13%) Land $75,000 Building $210,600
2025	$2,603.00 (+3.42%)
2024		$257,000 (+38.54%) Land $65,000 Building $192,000	$257,000 (+38.54%) Land $65,000 Building $192,000
2023	$2,517.00 (+15.78%)	$185,500 Land $42,000 Building $143,500	$185,500 Land $42,000 Building $143,500
2022	$2,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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