McDowell County property record for 46 E Mitchell St, Old Fort, NC 28762 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,260 sqft Heated Area |
| Lot Size | 8,000 sqft (0.184 acres) |
| Garage | 400 sqft |
| Last Sale | $92,000 (2016) |
| Tax Bill | $704.00 (2025) |
| Primary APN | 0659-07-57-0827 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,260 sqft Heated Area |
| Gross Area | 1,678 sqft Gross Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,000 sqft (0.184 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 63102 |
|---|---|
| Street Address | 46 E MITCHELL ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS ;16 & PT 15 BLK 5NEW FORT S/D |
| Legal Subdivision | FORT S/D |
| Legal Block | 5 |
| Legal Lot Number | 15,16 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | OLD FORT |
| Census Blockgroup | 1 |
| Census Block | 1071 |
| Census Tract | 970700 |
Source: McDowell County records · APN 0659-07-57-0827
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 891, OLD FORT, NC 28762-0891 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2016 · Amount on Record |
| Deed Sale | Sep 27, 2016 · Amount on Record |
| Prior Sale | Aug 01, 1995 · Amount on Record |
| Deed Doc Number | 20164471 |
| Deed Book / Page | 1192 / 946 |
| Prior Transfer Date | Feb 26, 2014 |
| Prior Transfer Doc | 0011230468 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 46 E MITCHELL ST, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 46 E MITCHELL ST, OLD FORT, NC 28762 |
| Document Number | 0014360702 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 1436/702 |
| Instrument | 2023002485 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 46 E MITCHELL ST, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0013450021 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 1345/21 |
| Instrument | 2021001570 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: McDowell County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (+5.71%) | $103,870 (+2.52%) Land $30,000 Building $73,870 | |
| 2023 | $666.00 | $101,320 Land $30,000 Building $71,320 | $103,870 Land $30,000 Building $73,870 |
46 E Mitchell St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,125 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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