46 E Midland Ave, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 46 E Midland Ave, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1969
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on File
Last Sale	$597,000 (Mar 2023)
Tax Bill	$13,039 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00204-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`07-00204-0000-00052`
Alternative APN	`070020400052`

Interior

Total Rooms	34 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	75 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	46 E MIDLAND AVE
City	KEARNY
State	NJ
Zip	07032-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	JACK GREEN HOMES INC
Legal Block	204
Legal Lot Number	52
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	4
Census Block	4010
Census Tract	12700

Owner

46 E Midland Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 E MIDLAND AVE, KEARNY, NJ 07032-4124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Sep 25, 1984 · Amount on File
Deed Document Number	202310022130
Deed Book / Page	9737 / 77
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	46 E MIDLAND AVE, KEARNY, NJ 07032-4124
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 TAPPAN ST, KEARNY, NJ 07032-3317

Mortgage

Document Number	20251117060105740
Date	Nov 17, 2025
Book Page	20855/413
Instrument	20251117060105740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Mar 28, 2023
Property Address	46 E MIDLAND AVE, KEARNY, NJ 07032-4124
Document Number	20230328010022130
Book / Page	9737 / 77
Instrument Date	Mar 16, 2023
Instrument	20230328010022130
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VALLEY TITLE SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,492.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 FALLEN OAK LN, PALM COAST, FL 32137-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E MIDLAND AVE, KEARNY, NJ 07032-4124

Mortgage

Document Number	0020426539
Date	Mar 28, 2023
Instrument	20426/539

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 46 E Midland Ave was $13,039, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,200 (-) Land $28,800 Building $91,400	$120,200 (-) Land $28,800 Building $91,400
2025	$13,039.00 (+1.34%)	$120,200 Land $28,800 Building $91,400	$120,200 Land $28,800 Building $91,400
2024	$12,867.00
2023		$120,200 Land $28,800 Building $91,400	$120,200 Land $28,800 Building $91,400
2022	$12,671.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 E Midland Ave in Zone X, an area of minimal flood risk, though there have been 154 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	154 (1978–2021)
Claims Outside the SFHA	124 of 154
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 23 claims Severe Storms And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 E Midland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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