46 E Main St, Los Gatos, CA 95030 Property Records

Santa Clara County property record for 46 E Main St, Los Gatos, CA 95030

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details10,641 sqft · built 1947
Lot Size0.697 acres (30,369 sqft)
OwnerIndividual Name on Record
Last Sale$6,180,000 (Jan 2008)
Tax Bill$76,844 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN529-29-005

Property Details

APN / Parcel Number

Primary APN529-29-005

Interior

Units28 Units
Stories1 Story
Building Area10,641 sqft Total Area
1st Floor Area10,641 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialStucco
Roof TypeGable
Roof MaterialTile
Lot Area30,369 sqft (0.697 acres)
Lot Dimensions203 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address46 E MAIN ST
CityLOS GATOS
StateCA
Zip95030-6906
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCC
Legal SubdivisionRINCONADA DE LOS GATOS RHO
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3010
Census Tract507004

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2445, SARATOGA, CA 95070-0445
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage
SUNWEST BANK
Jul 16, 2018Deed of Trust, Mortgage · Commercial Mortgage
SILVERGATE BANK
Dec 6, 2017Deed of Trust, Mortgage
LONE OAK FUND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2008 · Amount on Record
Deed SaleJan 8, 2008 · Amount on Record
Deed Document Number200819704461
Prior Transfer DateDec 3, 2007
Prior Transfer Doc0019704460
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address46 E MAIN ST, LOS GATOS, CA 95030-6906
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5650 LA SEYNE PL, SAN JOSE, CA 95138-2240

Mortgage

Document Number0025198428
DateDec 17, 2021
Instrument25198428
Lender
NameSUNWEST BANK
TypeBank
AddressWEST COVINA, CA 91790
Agreement
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address46 E MAIN ST, LOS GATOS, CA 95030-6906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023976851
DateJul 16, 2018
Instrument23976851
Lender
NameSILVERGATE BANK
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address46 E MAIN ST, LOS GATOS, CA 95030-6906
Document Number0023821677
Instrument DateDec 6, 2017
Transaction TypeMortgage
Record UpdatedJan 5, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 2445 SARATOGA CA 950700445, SARATOGA, CA 95070-0445

Mortgage

Document Number0023821677
DateDec 7, 2017
Instrument23821677
Lender
NameLONE OAK FUND
TypeFunding / Finance Company
Address11611 SAN VICENTE BLVD # 640, LOS ANGELES, CA 90049-6502
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityLos Gatos Town
Secondary School DistrictLos Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School DistrictLos Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,464,985 (+7.53%) Land $6,103,212 Building $361,773
2025$76,844.00 (-7.72%)$6,012,309 (-0.1%) Land $5,983,542 Building $28,767
2024$83,269.00 (+11.51%)
2023$74,677.00 (+2.85%)$6,018,374 Land $5,751,195 Building $267,179
2022$72,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, Sail Internet.

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