Santa Clara County property record for 46 E Main St, Los Gatos, CA 95030
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 10,641 sqft · built 1947 |
| Lot Size | 0.697 acres (30,369 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,180,000 (Jan 2008) |
| Tax Bill | $76,844 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 529-29-005 |
| Primary APN | 529-29-005 |
|---|
| Units | 28 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 10,641 sqft Total Area |
| 1st Floor Area | 10,641 sqft |
| Elevator | Elevator |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 30,369 sqft (0.697 acres) |
| Lot Dimensions | 203 ft deep x 135 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 46 E MAIN ST |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95030-6906 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CC |
| Legal Subdivision | RINCONADA DE LOS GATOS RHO |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 507004 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2445, SARATOGA, CA 95070-0445 |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage SUNWEST BANK |
| Jul 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SILVERGATE BANK |
| Dec 6, 2017 | Deed of Trust, Mortgage LONE OAK FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2008 · Amount on Record |
| Deed Sale | Jan 8, 2008 · Amount on Record |
| Deed Document Number | 200819704461 |
| Prior Transfer Date | Dec 3, 2007 |
| Prior Transfer Doc | 0019704460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 46 E MAIN ST, LOS GATOS, CA 95030-6906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 5650 LA SEYNE PL, SAN JOSE, CA 95138-2240 |
| Document Number | 0025198428 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 25198428 |
| Name | SUNWEST BANK |
|---|---|
| Type | Bank |
| Address | WEST COVINA, CA 91790 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 46 E MAIN ST, LOS GATOS, CA 95030-6906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CI |
| Name | Verified Name |
|---|
| Document Number | 0023976851 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 23976851 |
| Name | SILVERGATE BANK |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 46 E MAIN ST, LOS GATOS, CA 95030-6906 |
| Document Number | 0023821677 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 2445 SARATOGA CA 950700445, SARATOGA, CA 95070-0445 |
| Document Number | 0023821677 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 23821677 |
| Name | LONE OAK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | 11611 SAN VICENTE BLVD # 640, LOS ANGELES, CA 90049-6502 |
| Amount | Amount Recorded |
|---|
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Los Gatos Town |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Elementary School District | Los Gatos Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,464,985 (+7.53%) Land $6,103,212 Building $361,773 | |
| 2025 | $76,844.00 (-7.72%) | $6,012,309 (-0.1%) Land $5,983,542 Building $28,767 |
| 2024 | $83,269.00 (+11.51%) | |
| 2023 | $74,677.00 (+2.85%) | $6,018,374 Land $5,751,195 Building $267,179 |
| 2022 | $72,607.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Etheric Networks, GeoLinks, Ridge Wireless, Sail Internet.
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