Allegany County and Cuba Town property record for 46 E Main St, Cuba, NY 14727 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,760 sqft · built 1850 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2022) |
| Tax Bill | $4,083 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance Nov 2022 Sale & Mortgage + 1 more |
| APN | 024801 166.19-3-3 |
| Primary APN | 024801 166.19-3-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,760 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| 2nd Floor Area | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 162 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000156 |
|---|---|
| Street Address | 46 E MAIN ST |
| City | CUBA |
| State | NY |
| Zip | 14727-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL 45 |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950500 |
Source: Allegany County and Cuba Town records · APN 024801 166.19-3-3
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 E MAIN ST, CUBA, NY 14727-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Nov 03, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| May 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2022 · Amount on Record |
| Deed Sale | Nov 03, 2022 · Amount on Record |
| Prior Sale | Apr 12, 1995 · Amount on Record |
| Deed Document Number | 202230217 |
| Prior Transfer Date | May 19, 2022 |
| Prior Transfer Doc | 0000003239 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 46 E MAIN ST, CUBA, NY 14727-1214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001026 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025-61026 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Recording Date | Nov 03, 2022 |
| Property Address | 46 E MAIN ST, CUBA, NY 14727-1214 |
| Document Number | 0000000217 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-30217 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9770 THAYER ST, HOUGHTON, NY 14744-8713 |
| Document Number | 0000000218 |
|---|---|
| Date | Nov 03, 2022 |
| Instrument | 2022-30218 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Recording Date | May 23, 2022 |
| Property Address | 46 E MAIN ST, CUBA, NY 14727-1214 |
| Document Number | 0000003239 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022-23239 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5289 MAPLE LN, CUBA, NY 14727-9201 |
Source: Allegany County and Cuba Town records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Municipality | Cuba Village |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,083.00 | $91,000 (-27.2%) Land $11,100 Building $79,900 | $92,857 (-25.71%) Land $11,327 Building $81,530 |
| 2023 | $125,000 Land $13,000 Building $112,000 | $125,000 Land $13,000 Building $112,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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