46 E Lester Ln, Penrose, NC 28766 Property Records

Henderson County property record for 46 E Lester Ln, Penrose, NC 28766

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1959
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2019)
Tax Bill	$402 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`9526518896`

Property Details

APN / Parcel Number

Primary APN	`9526518896`
Alternative APNs	`00952651889655` `9934500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Porch	Slab
Porch Area	312 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9934500
Street Address	46 E LESTER LN
City	PENROSE
State	NC
Zip	28766-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9934500~R3
Legal Description	SR1132 ON HOLLY SPRINGS CHURCH RD PL2024-15533
Legal Block	51
Legal Lot Number	8896
Jurisdiction	HENDERSON NC
Township / Civil Division	CRAB CREEK
Census Block Group	1
Census Block	1055
Census Tract	931902

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 E LESTER LN, PENROSE, NC 28766-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Warranty Deed, Transfer · Conventional with PMI NICHOLAS S STEFANOU
Aug 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	3309 / 159
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 14, 2019
Property Address	46 E LESTER LN, PENROSE, NC 28766-9780
Document Number	0033090159
Book / Page	003309 / 000159
Instrument Date	Mar 5, 2019
Instrument	899823
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 E LESTER LN PENROSE NC 287669780, PENROSE, NC 28766-9780

Mortgage

Document Number	33090162
Date	Mar 14, 2019
Book Page	003309/000162
Instrument	899824

Lender

Name	NICHOLAS S STEFANOU
Address	311 LOW GAP RD, HENDERSONVILLE, NC 28792-9763
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Mar 13, 2029

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 30, 2018
Property Address	46 E LESTER LN, PENROSE, NC 28766-9780
Document Number	0032420551
Book / Page	003242 / 000551
Instrument Date	Aug 27, 2018
Instrument	890011
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 LOW GAP RD HENDERSONVILLE NC 287929763, HENDERSONVILLE, NC 28792-9763

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (-0.13%) Land $30,700 Building $46,600
2025	$402.00
2023		$77,400 Land $30,800 Building $46,600	$77,300 Land $30,700 Building $46,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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