46 E Elm Ave, Quincy, MA 02170 Property Records

Norfolk County and Quincy City property record for 46 E Elm Ave, Quincy, MA 02170

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,093 sqft · built 1901
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2017)
Tax Bill	$12,214 (2026)
Deeds & Mortgages	Nov 2020 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:5053 B:4 L:594`

Property Details

APN / Parcel Number

Primary APN	`M:5053 B:4 L:594`
Alternative APNs	`QUIN M:5053 B:4 L:594` `1483301`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,093 sqft Living Area
Gross Area	4,166 sqft
Basement Area	833 sqft
Unfinished Basement	833 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1483301
Street Address	46 E ELM AVE
City	QUINCY
State	MA
Zip	02170-2403
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RESA
Legal Block	4
Legal Lot Number	594
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2013
Census Tract	417601

Owner

46 E Elm Ave, a duplex, is owned and occupied by two individuals who bought it in August 2017.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 E ELM AVE, QUINCY, MA 02170-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS
Dec 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP
Aug 30, 2017	Quit Claim Deed, Transfer · ARM WASHINGTON TRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on File
Deed Sale	Aug 30, 2017 · Amount on File
Prior Sale	Oct 30, 1996 · Amount on File
Deed Document Number	201782412
Deed Book / Page	35407 / 300
Transfer Doc	035407-300
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	46 E ELM AVE, QUINCY, MA 02170-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38594-443
Date	Nov 12, 2020
Book Page	38594/443
Instrument	125098

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	46 E ELM AVE, QUINCY, MA 02170-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37428-592
Date	Dec 11, 2019
Book Page	37428/592
Instrument	116448

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Aug 30, 2017
Property Address	46 E ELM AVE, QUINCY, MA 02170-2403
Document Number	35407-300
Book / Page	35407 / 300
Instrument	82412
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	354070302
Date	Aug 30, 2017
Instrument	35407/0302

Lender

Name	WASHINGTON TRUST MTG

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Max Rate At Change	90.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 46 E Elm Ave was $12,214, up 6.4% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,214.00 (+6.36%)	$1,036,800 (+4.1%) Land $350,500 Building $686,300	$921,033
2025	$11,484.00 (+4.37%)	$996,000 (+2.02%) Land $333,800 Building $662,200
2024	$11,003.00 (+5.09%)	$976,300 (+3.78%) Land $333,800 Building $642,500
2023	$10,470.00	$940,700 Land $317,900 Building $622,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 E Elm Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	9 (1992–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 E Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Netafy, Starry, T-Mobile.

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