Kent County property record for 46 E Commerce St, Smyrna, DE 19977 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,495 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,900 (2018) |
| Tax Bill | $1,578.00 (2023) |
| Primary APN | 3-12-044.08-02-29.06-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 4,050 sqft Gross Area |
| Basement Area | 1,555 sqft Basement |
| Unfinished Basement | 1,555 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 130 ft x 76.8 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 495 sqft Garage |
| Porch | Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 91963 |
|---|---|
| Street Address | 46 E COMMERCE ST |
| City | SMYRNA |
| State | DE |
| Zip | 19977 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S SIDE COMMERCE ST LOT, 9,987 SQ FT 46 E COMMERCE ST |
| Legal Lot Number | 9 |
| Jurisdiction | KENT DE |
| Minor Civil Division | KENTON |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 40201 |
Source: Kent County records · APN 3-12-044.08-02-29.06-000
Assessment roll updated February 15, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 E COMMERCE ST, KENTON, DE 19955 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M & T BANK |
| Mar 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Apr 17, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on Record |
| Deed Sale | Apr 17, 2018 · Amount on Record |
| Deed Doc Number | 2018-338946 |
| Deed Book / Page | 9083 / 130 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 E COMMERCE ST, SMYRNA, DE 19977 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 46 E COMMERCE STREET, KENTON, DE 19955 |
| Document Number | 0000520663 |
|---|---|
| Date | Sep 09, 2025 |
| Book Page | 13762/12 |
| Instrument | 2025-520663 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 46 E COMMERCE ST, SMYRNA, DE 19977 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 46 E COMMMERCE STREET, KENTON, DE 19955 |
| Document Number | 0000445431 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 11787/294 |
| Instrument | 2022-445431 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 17, 2018 |
| Property Address | 46 E COMMERCE ST, SMYRNA, DE 19977 |
| Document Number | 0000338946 |
| Book / Page | 9083 / 130 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018-338946 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 E COMMERCE ST, KENTON, DE 19955 |
| Document Number | 0000338947 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018-338947 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
Source: Kent County records · Assessment roll updated February 15, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Kenton Town |
| Unified School District | Smyrna School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,578.00 | $59,400 Land $4,500 Building $54,900 |
Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures