46 Dunmore Cir, O Fallon, MO 63368 Property Records

St. Charles County property record for 46 Dunmore Cir, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,670 sqft · built 1991
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Feb 2022)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A912000138`

Property Details

APN / Parcel Number

Primary APN	`A912000138`
Alternative APN	`2-0129-6638-00-0262.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,670 sqft Living Area
1st Floor Area	1,449 sqft
Basement Area	1,411 sqft
Finished Basement	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A912000138
Old Parcel Number	A912000138
Street Address	46 DUNMORE CIR
City	O FALLON
State	MO
Zip	63368-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG B LOT 262
Legal Range	03E
Legal Township	46N
Legal Subdivision	MONTICELLO VLG B
Legal Lot Number	262
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3000
Census Tract	311151

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	46 DUNMORE CIR, O FALLON, MO 63368-8520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	0020229889
Deed Book / Page	2022 / 9889
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2022
Property Address	46 DUNMORE CIR, O FALLON, MO 63368-8520
Document Number	0000009889
Map Reference	MB 30 PG 68
Instrument Date	Feb 14, 2022
Instrument	2022R-009889
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2711 STILL CREEK DRIVE, LAKE SAINT LOUIS, MO 63367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DUNMORE CIR, O FALLON, MO 63368-8520

Mortgage

Document Number	0000009890
Date	Feb 18, 2022
Instrument	2022R-009890

Lender

Name	ACADEMY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00	$78,751 (+4.7%)	$414,477 (+4.7%) Land $65,800 Building $348,677
2023		$75,215
2022			$395,869 Land $50,000 Building $345,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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