46 Division St, Keeseville, NY 12944 Property Records

Essex County and Chesterfield Town property record for 46 Division St, Keeseville, NY 12944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,551 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,109 (May 2019)
Tax Bill	$3,418 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Sale
APN	`152000 4.38-3-1.100`

Property Details

APN / Parcel Number

Primary APN	`152000 4.38-3-1.100`
Alternative APNs	`15200100403800030011000000` `571A100506`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,066 sqft
Upper Floors Area	485 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	571A100506
Street Address	46 DIVISION ST
City	KEESEVILLE
State	NY
Zip	12944-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	17 PLATTS LOCATION 877/301 LAND CONTRACT
Legal Block	3
Legal Lot Number	1.100
Jurisdiction	ESSEX NY
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2038
Census Tract	960100

Owner

Source: Essex County and Chesterfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 ELIZABETH ST, PLATTSBURGH, NY 12901-3519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
May 21, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Deed Document Number	20191755
Deed Book / Page	1952 / 47
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	46 DIVISION ST, KEESEVILLE, NY 12944-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020935
Date	Mar 4, 2020
Instrument	2020-935

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	May 21, 2019
Property Address	46 DIVISION ST, KEESEVILLE, NY 12944-1237
Document Number	0001952/47
Book / Page	1952 / 47
Instrument Date	May 7, 2019
Instrument	2019-1755
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 ELIZABETH ST, PLATTSBURGH, NY 12901-3519
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Chesterfield Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,418.00 (-21.84%)
2025	$4,373.00 (+101.71%)	$170,100 (+16.99%) Land $16,800 Building $153,300	$170,100 (+16.99%) Land $16,800 Building $153,300
2023		$145,400 (-) Land $16,800 Building $128,600	$145,400 (-) Land $16,800 Building $128,600
2022	$2,168.00 (-45.55%)	$145,400 Land $16,800 Building $128,600	$145,400 Land $16,800 Building $128,600
2020	$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD WD serves 2,300 people · EPA ID NY1500283
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures