46 Delphi Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 46 Delphi Dr, Buffalo, NY 14227 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,737 sqft · built 1968
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (May 2020)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-0776000`

Property Details

APN / Parcel Number

Primary APN	`041-0776000`
Alternative APNs	`30891251000010012000` `143089 125.10-10-12`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	511 sqft
Finished Basement	511 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	041-0776000
Street Address	46 DELPHI DR
City	BUFFALO
State	NY
Zip	14227-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC 2233 SL 115
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	10
Legal Lot Number	12.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2004
Census Tract	10807

Owner

Source: Erie County and Cheektowaga Town records · APN 041-0776000

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 DELPHI DR, BUFFALO, NY 14227-3606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 15, 2020	Affidavit of Death, Transfer NOT AVAILABLE
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	202081491
Deed Book / Page	11360 / 4364
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0113604364
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 DELPHI DR, CHEEKTOWAGA, NY 14227-3606
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DELPHI DR, CHEEKTOWAGA, NY 14227-3606

Mortgage

Document Number	0140184546
Date	Oct 04, 2021
Book Page	14018/4546
Instrument	2021197653

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ERIE NY
Recording Date	May 15, 2020
Property Address	46 DELPHI DR, CHEEKTOWAGA, NY 14227-3606
Document Number	0113604356
Book / Page	011360 / 004356
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DELPHI DR CHEEKTOWAGA NY 142273606, CHEEKTOWAGA, NY 14227-3606

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 15, 2020
Property Address	46 DELPHI DR, CHEEKTOWAGA, NY 14227-3606
Document Number	0113604364
Book / Page	11360 / 4364
Map Reference	DOC 2233
Instrument Date	May 12, 2020
Instrument	2020081491
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 DELPHI DR, 46, CHEEKTOWAGA, NY 14227-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DELPHI DR, CHEEKTOWAGA, NY 14227-3606

Mortgage

Document Number	0139397556
Date	May 15, 2020
Instrument	13939/7556

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (-45.74%)	$220,000 (-) Land $18,500 Building $201,500	$293,333 (+6.67%) Land $24,667 Building $268,666
2024	$6,705.00	$220,000 (-) Land $18,500 Building $201,500	$275,000 (+13.75%) Land $23,125 Building $251,875
2023		$220,000 Land $18,500 Building $201,500	$241,758 Land $20,330 Building $221,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290108072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Oct 1986, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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