46 Deborah Ln, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 46 Deborah Ln, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1963
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Feb 2014)
Tax Bill	$6,603 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 103.05-10-33`

Property Details

APN / Parcel Number

Primary APN	`143089 103.05-10-33`
Alternative APNs	`30891030500010033000` `027 0018000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Basement
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	027 0018000
Street Address	46 DEBORAH LN
City	BUFFALO
State	NY
Zip	14225-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2159 SL 45 50/75 X 105
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	10
Legal Lot Number	33.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2013
Census Tract	10003

Owner

46 Deborah Ln is owned and occupied by an individual who bought it in February 2014.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	46 DEBORAH LN, BUFFALO, NY 14225-4418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Deed Document Number	201428975
Deed Book / Page	11260 / 4009
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 DEBORAH LN, CHEEKTOWAGA, NY 14225-4418
Transaction Type	Mortgage
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DEBORAH LN, CHEEKTOWAGA, NY 14225-4418

Mortgage

Document Number	0140453264
Date	Mar 21, 2022
Book Page	14045/3264
Instrument	2022057000

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 46 Deborah Ln was $6,603 with a homeowner's exemption, up 1.1% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,603.00 (+1.07%) Homeowner's exemption
2025	$6,533.00 (+3.71%)	$208,000 (-) Land $16,000 Building $192,000	$277,333 (+6.67%) Land $21,333 Building $256,000
2024	$6,299.00 Homeowner's exemption	$208,000 (-) Land $16,000 Building $192,000	$260,000 (+13.75%) Land $20,000 Building $240,000
2023	Homeowner's exemption	$208,000 Land $16,000 Building $192,000	$228,571 Land $17,582 Building $210,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Deborah Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2006)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Deborah Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20