46 Dearborn St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 46 Dearborn St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,423 sqft · built 1789
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Aug 2023)
Tax Bill	$11,029 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:27 L:0624`

Property Details

APN / Parcel Number

Primary APN	`SALE M:27 L:0624`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,423 sqft Living Area
Gross Area	6,829 sqft
Basement Area	1,768 sqft
Unfinished Basement	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1789
Effective Year Built	Effective 1789
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 DEARBORN ST
City	SALEM
State	MA
Zip	01970-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	624
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3003
Census Tract	204600

Owner

46 Dearborn St is owned and occupied by two individuals who bought it in August 2023.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 DEARBORN ST, SALEM, MA 01970-2432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Sep 13, 2013 · Amount on File
Deed Book / Page	41719 / 190
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Aug 18, 2023
Property Address	46 DEARBORN ST, SALEM, MA 01970-2432
Document Number	041719-190
Book / Page	41719 / 190
Instrument Date	Aug 18, 2023
Instrument	20230818001850
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 DEARBORN ST, SALEM, MA 01970-2432

Mortgage

Document Number	230818001860
Date	Aug 18, 2023
Instrument	230818001860

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Dearborn St was $11,029, up 8.9% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,029.00 (+8.9%)	$1,023,100 (+14.56%) Land $250,900 Building $772,200	$926,956 (-5.3%)
2025	$10,128.00 (-2.28%)	$893,100 (+0.13%) Land $250,900 Building $642,200	$978,785
2024	$10,364.00 (+5.73%)	$891,900 (+13.84%) Land $250,900 Building $641,000
2023	$9,802.00	$783,500 Land $196,200 Building $587,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Dearborn St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1987–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1993 · Blizzards, High Winds & Record Snowfall

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Dearborn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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