46 Davis Rd, Street, MD 21154 Property Records

Harford County property record for 46 Davis Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,154 sqft · built 1995
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Mar 2023)
Tax Bill	$6,406 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-048362`

Property Details

APN / Parcel Number

Primary APN	`05-048362`
Alternative APNs	`5048362` `048362`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,154 sqft Total Area
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	149,846 sqft (3.44 acres)
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	048362
Street Address	46 DAVIS RD
City	STREET
State	MD
Zip	21154-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 4 3.44 AC 46 DAVIS ROAD LD DAVIS PT 143/89
Legal Subdivision	JOHN STREET DAVIS
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	4
Census Block	4004
Census Tract	305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 DAVIS RD, STREET, MD 21154-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Jun 18, 2019	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jun 18, 2019 · Amount on Record
Deed Book / Page	15834 / 241
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 2, 2023
Property Address	46 DAVIS RD, STREET, MD 21154-1218
Document Number	0158340241
Book / Page	15834 / 241
Map Reference	MB 143 FO 89
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 DAVIS RD, STREET, MD 21154-1218
Investor	Possibly a Property Investor

Mortgage

Document Number	0158340249
Date	Mar 2, 2023
Instrument	15834-0249

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 18, 2019
Property Address	46 DAVIS RD, STREET, MD 21154-1218
Document Number	0133110208
Book / Page	13311 / 0208
Map Reference	MB 143 FO 89
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PROPERTY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 DAVIS RD, STREET, MD 21154-1218

Mortgage

Document Number	0013311214
Date	Jun 18, 2019
Instrument	13311/214

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,406.00 (+14.47%) Homeowner's exemption	$582,267 (+11.97%)	$619,400 (+10.67%) Land $114,400 Building $505,000
2025	$5,596.00 (+5.7%) Homeowner's exemption
2023		$520,000	$559,700 Land $127,200 Building $432,500
2022	$5,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: IQ Fiber.

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