46 David W Ray Dr, Georgetown, SC 29440 Property Records

Georgetown County property record for 46 David W Ray Dr, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Nov 2013)
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0201400001.13.00`

Property Details

APN / Parcel Number

Primary APN	`0201400001.13.00`
Alternative APNs	`02-0140-001-13-00` `43870`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,480 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,640 sqft
Driveway	Driveway
Porch	Slab
Porch Area	248 sqft
Lean-To	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	43870
Street Address	46 DAVID W RAY DR
City	GEORGETOWN
State	SC
Zip	29440-6595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EAST OF US 701
Legal Subdivision	RAY SUBDIVISION
Legal Lot Number	13
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1010
Census Tract	920301

Owner

46 David W Ray Dr is owned and occupied by an individual who acquired it in August 2023.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	46 DAVID W RAY DR, GEORGETOWN, SC 29440-6595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2013 · Amount on File
Deed Sale	Nov 1, 2013 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	201312045
Deed Book / Page	2264 / 63
Last Transfer Date	Aug 29, 2023
Transfer Doc	04568/0447
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	46 DAVID W RAY DR, GEORGETOWN, SC 29440-6595
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04574/0097
Date	Sep 18, 2023
Book Page	4574/97
Instrument	202300009826

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 5, 2023
Property Address	46 DAVID W RAY DR, GEORGETOWN, SC 29440-6595
Document Number	04568/0447
Book / Page	4568 / 447
Map Reference	MB 6 PG 441
Instrument Date	Aug 29, 2023
Instrument	202300009373
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12397 GAPWAY RD, ANDREWS, SC 29510-6457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DAVID W RAY DR, GEORGETOWN, SC 29440-6595

Tax Assessment & Valuation

The 2025 property tax bill for 46 David W Ray Dr was $1,198.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,198.00	$8,267 Land $450 Building $7,817	$244,600 Land $17,600 Building $227,000
2023	$1,016.00 (+6.83%)	$6,440 (-) Land $700 Building $5,740	$161,100 (-) Land $17,600 Building $143,500
2022	$951.00	$6,440 Land $700 Building $5,740	$161,100 Land $17,600 Building $143,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 David W Ray Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	38 (1981–2025)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Oct 2018 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms And Flooding, Oct 2015 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 David W Ray Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 94% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WEDGEFIELD PLANTATION (2220006) serves 1,132 people · EPA ID SC2220006
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 35
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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