46 Dave Harke Dr, Troy, MO 63379 Property Records

Lincoln County property record for 46 Dave Harke Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,891 sqft · built 2023
Lot Size	3.3 acres (143,748 sqft)
Owner	2 Individual Names on File
Last Sale	$59,600 (Jan 2021)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-70-26-000-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`08-70-26-000-000-002.004`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
Basement Area	1,891 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,748 sqft (3.3 acres)
Garage Area	999 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	46 DAVE HARKE DR
City	TROY
State	MO
Zip	63379-4888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 HARKE VIEW ESTATES, PLAT 14/331 & REVISED PLAT 14/338
Legal Range	01W
Legal Township	50N
Legal Section	26
Legal Subdivision	HARKE VIEW ESTATES
Legal Lot Number	4
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2089
Census Tract	810205

Owner

46 Dave Harke Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 DAVE HARKE DR, TROY, MO 63379-4888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage SAF FUNDING LLC
Dec 30, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Apr 8, 2022	Warranty Deed, Transfer SELECT TITLE GROUP
Jan 6, 2021	Warranty Deed, Transfer · ARM MISSOURI ELECTRIC CO-OP EMPLOYEES C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Deed Document Number	2021258
Deed Book / Page	2457 / 773
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	46 DAVE HARKE DR, TROY, MO 63379-4888
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	TITLE EXPERTS/WI LLC, TITLE EXPERTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DAVE HARKE DR, TROY, MO 63379-4888

Mortgage

Document Number	0002513/15
Date	Aug 18, 2025
Book Page	2513/15
Instrument	2025006545

Lender

Name	SAF FUNDING LLC
Type	Non-Lending Institution
Address	CHESTERFIELD, MO 63006

Agreement

Amount	Amount on Record
Term	6 Months
Due	Feb 15, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	46 DAVE HARKE DR, TROY, MO 63379-4888
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	TRI COUNTY LAND TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 QUAIL MEADOWS DR, WRIGHT CITY, MO 63390-1919

Mortgage

Document Number	002486/845
Date	Dec 30, 2022
Book Page	2486/845
Instrument	2022012634

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 8, 2022
Property Address	46 DAVE HARKE DR, TROY, MO 63379-4888
Document Number	002477/969
Book / Page	2477 / 969
Map Reference	MB 14 PG 331
Instrument Date	Apr 6, 2022
Instrument	2022003702
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 DAVE HARKE DR, 46, TROY, MO 63379-4888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 DAVE HARKE DR, TROY, MO 63379-4888

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 6, 2021
Property Address	46 DAVE HARKE DR, TROY, MO 63379-4888
Document Number	2457/773
Book / Page	2457 / 773
Map Reference	MB 14 PG 331
Instrument Date	Dec 23, 2020
Instrument	2021000258
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 135, TROY, MO 63379-0135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6664 HIGHWAY K, TROY, MO 63379-4828

Mortgage

Document Number	2021000259
Date	Jan 6, 2021
Instrument	2021000259

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES C
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Dave Harke Dr was $3,745.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,277 (-) Land $8,664 Building $52,613
2025	$3,745.00	$61,277 Land $8,664 Building $52,613	$322,510 Land $45,600 Building $276,910
2023	$1,461.00 (+274.62%)	$6,270 Land $6,270	$33,000 Land $33,000
2022	$390.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Dave Harke Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Dave Harke Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
Systec Wireless Communications Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

May also be available: AT&T.

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